Average Annual Premiums in Wisconsin = $987  | via Insure.com

Cheap Insurance Wisconsin

Cheap Insurance Wisconsin

Driving in Wisconsin: Statewide Stats

One of the best ways to save money on your insurance is to know what factors go into pricing in your state. Things like population density, uninsured motorist rates, and weather conditions all play a factor. Speaking to a live agent can help, either online or on the phone. They can help you sort through the choices for cheap insurance Wisconsin offers.

Of the 800 fatalities from car accidents in the state, 100 of those incidents had poor weather conditions such as snow, fog, and rain present.

There are over 5.2 million registered vehicles in the state, for 4 million or so drivers.

Wisconsin’s weather can be a bit unpredictable, leading to sudden changes in driving conditions. For up-to-date info, residents can dial 511, or visit the Department of Transportation’s website.

Insurance Facts

The average annual 12-month car insurance premium in Wisconsin was $1,087 as of February of 2014.

The estimated percentage of uninsured drivers hovers around 15%, which is a bit lower than average.

Pretty good for the nation’s 20th most-populated state!

State Car Insurance Requirements

Wisconsin requires the following coverage in order to register a vehicle in the state:

  • $25,000 bodily injury per person
  • $50,000 bodily injury per accident
  • $10,000 property damage

Operating a motor vehicle without insurance can result in a fine of up to $500. More information can be found here.

Did you know?

  • Wisconsin is sometimes known as “America’s Dairyland” because it is one of the nation’s leading dairy producers (famous for its cheese).
  • The largest employer in the state (and the world, for that matter) is Wal-Mart.
  • Major economic industries are manufacturing, agriculture, and health care.
  • The famous architect, Frank Lloyd Wright, had his home and studio outside of Milwaukee before his death in 1959.
  • Wisconsin state law says that it is illegal cut a woman’s hair, serve apple pie in public restaurants without cheese, and use yellow butter substitute.

Helpful Resources

DMV website

The state’s Department of Transportation handles most licensing and vehicle registration.

Registration Information

Vehicles registrations can be renewed online here.

DUI Information

In 2012, Mothers Against Drunk Driving found that there were 200 drunk driving fatalities (representing 33% of all traffic deaths). There were over 33,000 DUI arrests (26,000 convictions). The higher than average rates of DUIs are attributed to the fact that Wisconsin is the only state in the nation where a first offense is not a crime, but a traffic ticket.

If you are stopped for drunk driving and it is your first offense, you will face the following penalties:

  • A fine of $150 to $300
  • license suspension between 6 and 9 months

Further violations are punishable of up to 6 years in jail, $10,000 in fines, and a license suspension of up to 3 years. Ignition interlock devices become mandatory after the second offense.

More information can be found here.

The Bottom Line

As with most states, auto insurance rates are highest in the major urban areas which, in Wisconsin, include Madison, Milwaukee, Green Bay, and Kenosha.

We Have Your Town Covered!

Average Annual Premiums in Wisconsin = $987  | via Insure.com

Have questions about auto insurance in your state? Want a quote for car insurance? Start with your zipcode for a fast, free quote.

OR speak to an agent:

(844) 334-6206

Request Auto Quote

Not Convinced?

Local Wisconsin agencies we can beat in price.

All Risk Insurance Agency
Visit Yelp review

6125 W Greenfield Ave
West Allis, WI 53214
(414) 476-9050

Simon Insurance Agency
Visit Yelp review

1921 Underwood Ave
Wauwatosa, WI 53213
(414) 774-3288

Affordable Milwaukee Insurance Group
Visit Yelp review

4615 W National Ave
Milwaukee, WI 53214
(414) 212-8700

Young's Insurance
Visit Yelp review

788 N Jefferson St Ste 720
Milwaukee, WI 53202
(414) 225-4434