Average Annual Premiums in Vermont = $1,063  | via Insure.com

Cheap Insurance Vermont

Cheap Insurance Vermont

Driving in Vermont

The state has some of the most scenic drives in the country, thanks to its northeastern climate (particularly in the fall). Insurance rates are lower than most states, in part because of the self-insurance options for consumers and corporations. However, if you haven't compared quotes in a while, now is a great time. There a numerous companies vying for your business, so take some time to explore the choices for cheap insurance Vermont companies can offer.

Traffic problems are about average, with delays in the larger cities like Burlington and Rutland, or at the border to Canada where travelers can usually expect long wait times.

Vermont's Insurance Requirements

Detailed information on the states auto insurance requirements can be found on the Insurance tab of the DMV's website. The state requires all drivers to carry the following coverage:

  • $25,000 per person for bodily injury liability (per accident).
  • $50,000 for two or more persons for bodily injury liability (per accident).
  • $10,000 per accident for property damage.
  • Alternatively, drivers can "self-insure" by providing evidence in the amount of $115,000, filed with the Commissioner of Motor Vehicles.

State Facts

  • Because of it's seat on the southern border of Quebec, international tourism plays a significant role in the state's economy. Particular outdoor activities like fishing and skiing.
  • Vermont is the nation's leading producer of maple syrup.
  • "Captive insurance" has helped keep the state's insurance rates low. Large corporations can form standalone insurance companies to insure their own risks, rather than pay premiums to an insurance company. This brings a number of tax advantages and a lower cost.
  • In the realm of strange laws, it is illegal to whistle underwater, roadkill may be taken home for supper, and it is illegal to take a nap on a train.

Consumer Resources

  • Vermont's DMV has online services for drivers licenses, vehicle registrations and titles, as well as interactive guides for new drivers.
  • Information on state insurance carriers can be found on the Dept. of Financial Regulation's website.
  • Vermont’s mandatory CRASH Program helps those individuals whose driver’s licenses have been suspended due to alcohol related offenses, in order to prevent problems in the future.

We Have Your Town Covered!

Average Annual Premiums in Vermont = $1,063  | via Insure.com

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