Get a Quote
McKinney is a city in and the county seat of Collin County, Texas, with an estimated 2016 population of 161,905. McKinney consistently ranks among the nation’s “best places to live” and the population has almost tripled in size over the last fifteen years. Just 30 miles north of downtown Dallas, McKinney is close to all the major attractions in the area. It can get pretty busy with traffic, so residents should make sure they understand all the options for cheap car insurance McKinney has available.
Cheap Car Insurance McKinney Requirements
It’s important to have the right car insurance in McKinney to protect not only yourself, but your vehicle too. Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.
- Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
- Property damage liability minimum requirements are $25,000.
- Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured, resulting in costs of up to $900 million for consumers.
- The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident. The at-fault party is then required to pay all damages resulting from the accident.
Public Transportation In McKinney
The far southwestern corner of McKinney, in the large Craig Ranch development, has a trolley bus operated for the use of residents that serves the development and some shopping centers in the surrounding area. Currently, there are no buses or other public transportation available in McKinney.