Get a Quote
As a suburb of Dallas, Grand Prairie is the 15th largest city in the state. Residents enjoy a number of historic theaters, outdoor markets, and parks. It is cheaper to live in Grand Prairie than some of Dallas’ other suburbs, but the downside is that you may have to join the 3 million commuters on the highways each day during peak hours. The Dallas-Fort Worth area has some of the worst traffic in the nation and this can heavily affect local insurance rates. Residents should explore all the available options for cheap car insurance Grand Prairie agents can offer.
Cheap Car Insurance Grand Prairie Requirements
It’s important to have the right car insurance in Grand Prairie to protect not only yourself, but your vehicle too. Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.
- Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
- Property damage liability minimum requirements are $25,000.
- Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured, resulting in costs of up to $900 million for consumers.
- The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident. The at-fault party is then required to pay all damages resulting from the accident.
Public Transportation In Grand Prairie
There is no public transportation in Grand Prairie, as the city is not a member of DART. The do offer toll roads, but you will have to pay for those in advance. This makes it all the more important to make sure you have enough insurance coverage, especially uninsured motorist.