Cheap Car Insurance Lubbock

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cheap car insurance lubbockLubbock is the 11th most populous city in the state of Texas and the economic center of the Lubbock metropolitan area, which had an estimated 2015 population of 311,154. The area is the largest contiguous cotton-growing region in the world is heavily dependent on irrigation water drawn from the Ogallala Aquifer. There aren’t too many downsides to living in Lubbock, and it is considered to be one of the best cities in the nation to start a business. It still has the same issues as other popular cities, however, including traffic. Lubbock is circled by Loop 289, which suffers from traffic congestion despite being a potential bypass around the city. Residents should take the time to explore all the options for cheap car insurance Lubbock has available.

Cheap Car Insurance Lubbock Requirements


It’s important to have the right car insurance in Lubbock to protect not only yourself, but your vehicle too. Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.

  • Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
  • Property damage liability minimum requirements are $25,000.
  • Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured, resulting in costs of up to $900 million for consumers.
  • The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident. The at-fault party is then required to pay all damages resulting from the accident.

Public Transportation In Lubbock

Public transportation is provided by Citibus, a bus transit system running Monday through Saturday every week with a transit center hub in downtown.

Citibus’ six diesel-electric hybrid buses have begun service on city routes. Managers hope the buses will use 60% of the fuel that their older, larger versions consume in moving customers across the city. Here’s a high-five to Lubbock for incorporating green technology in their transportation!