Cheap Insurance Austin

A Music Capitol


Austin, Texas is not only the capitol of Texas, it is the music capitol!

The feel of Austin is that of art, freedom of expression and togetherness.

Don’t get me wrong, Austria may have the orchestra, and New York City has Broadway.

But when it comes to new bands, a great atmosphere and concerts galore, Austin has everyone else beat.

Just outside of Austin you can still find cowboys, livestock and barbed-wire fencing.

But when you visit this town, you won’t leave without wanting to come back.

Austin has a population of 950 thousand residents.

You get a sense of big city life, and still that other sense of small town friendliness.

Austin has vast amount of rivers, canals and waterways.

The city itself is just full of life. From eateries to music shops to bars, there is never a lack of festivities in Austin.

In 2017 Austin was named the number one place to live in the United States according to U.S. News and Report.

Forbes named Austin the number one “future towns of America”.

With this reputation, it’s no wonder Austin is such a beloved city.

You might want to come here for an education and a nightlife. Maybe you want to settle down and raise a family.

If you are looking to buy or rent a home, or maybe you just need a car to get around, you’ll also need great insurance.

Get that cheap insurance Austin residents want.

How Do I Get Insurance In Austin?


The first thing you should do when you want great insurance is to talk to a broker.

An insurance broker works for the consumer which is you!

They will have your best interest at heart and know how to get the best deals.

Whether you are talking about car insurance or renters insurance, you want to feel like you are getting a good deal.

You should also look into what laws your state has regarding insurance.

There are many minimum mandatory requirements for car and motorcycle insurance.

You can always find the best deal when you do some research.

Bundling your insurance policies together with one company is a way that you can save money.

Insurance companies reward loyalty, so sticking with one company for all of your insurance needs is a great idea.

Let’s see what kind of insurance you might be looking for.


Insurance Requirements Austin

Car Insurance


Wherever you go in Austin, you car can get you there.

You probably depend on your car for so much.

To get to school, to work and safely back home.

Make sure you have the best insurance you can afford.

Get the cheap car insurance Austin drivers deserve today!

There is a minimum requirement for car insurance in Austin.


Texas’ Car Insurance Requirements


  • Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
  • Property damage liability minimum requirements are $25,000.
  • Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers.


Other coverages to add:

  • Collision coverage which covers you and your own vehicle if damaged in an accident
  • Comprehensive coverage which will cover theft and small damages not incurred from an accident
  • Towing and Roadside Assistance will be greatly welcomed if you get stranded on the side of the road.
  • If you have two cars or a car and a motorcycle, you can put them on the same insurance plan and save.
  • Depending on your zip code, the type of car you have and how good of a driver you are, your rates could vary.
  • Taking a drivers safety course can only help your chances of saving money on car insurance.
  • Keep your mileage low and save!
  • If you are a student you might qualify for even more discounts.
  • And remember never drink and drive.

Get the best insurance you can afford by talking to a broker today!


Car Quote


Motorcycle Insurance


Motorcycle insurance is very similar to car insurance in the state of Texas.

You must carry the minimum amount if you want to operate a bike in the Lona Star State.

Motorcycles are much more risky than a car and every motorcycle enthusiast knows this.

When you get on the back of a bike, you are taking a risk.

So why just have the minimum amount of insurance?

It makes much more sense to carry full coverage and be fully protected.

Get the cheap motorcycle insurance Austin riders need today!

The very best coverage does not need to cost you an arm and a leg.

Let a broker find you a better deal.


This is what you need to ride a motorcycle in Austin:


  • $60,000 bodily injury coverage total per accident.
  • $25,000 property damage coverage per accident.
  • $30,000 bodily injury coverage for each injured person in an accident.

But that is just the minimum.

If you also want your own bike and injuries to be covered you need to obtain more.

Here are the types of motorcycles that can be insured:

  • Two Wheel Motorcycles
  • Scooters
  • Mopeds
  • Motocross and Dirt bikes
  • Trikes
  • Custom Motorcycles and Choppers
  • Kit Bikes
  • Any factory-built two or three-wheeled vehicle


Call today and find out more information on how you can be a safer rider.

Discounts are available as well.


Cycle Quote


Homeowners Insurance


Owning a house is going to be one of your largest investments.

You will want the very best protection for the home you share with your family.

The house you live in is also what builds equity and gives your family stability.

Protect not just the outside from damages, but the inside from theft and yourself from liabilities.

The state of Texas doesn’t require you to have homeowners insurance, but most lenders do.

Homeowners insurance can be bundled with your car insurance to save you money.

Don’t wait any longer.

Get the cheap homeowners insurance Austin owners need.


What is homeowners insurance all about?


  • When you purchase a home, home lenders require you to have a minimum amount of coverage in order to protect what they are financing.
  • Homeowners insurance is in place in case a disaster such as a fire occurs and your home is destroyed. You will need it insured to pay off the loan on the home and recover damages.
  • You have a few different types of coverage: a cash value coverage, a replacement cost coverage and a guaranteed or exceeded cost coverage.
  • Not every type of damage is covered by homeowners insurance. Ask your agent if you have something specific you would like covered.
  • Save money on your insurance plan if you have this:
  • Monitored home alarm system- having an alarm system could deter burglaries and looks great to insurance companies.
  • Doors fortified with security locks- having a deadbolt lock is a sure-fire way to save you money.
  • Smoke detectors- this is not only a super safe idea for your family but could literally save lives.


If you have a pool your insurance will most likely go up because a pool is a bigger liability.

Get a hold of a broker and talk about your options for the best homeowners insurance around.


Home Quote


Life Insurance


Life insurance is one of those things that people don’t really like discussing.

But the fact is, it is important to talk about what will happen after you are gone.

Who will take care of your family? How will they be financially protected?

Life insurance is the gift of security to those who will miss you most.

You can have your debts and mortgages paid off with the money from life insurance so that your family doesn’t have to pay out of pocket.

You can also cover funeral expenses and even leave a college fund for the grandkids.

Attaint eh best cheap life insurance Austin families deserve to have.


What is life insurance and how does it work?


  • Even though reading a policy can be intimidating, the basic facts of life insurance are pretty simple.
  • You pay a monthly payment to the insurance company, and if you die, the people listed to receive the money will get the payout of your total coverage amount. 
  • You have no idea when you’ll need insurance so that’s why it’s important to plan ahead. There are many types of insurance products out there, but it can really comes down to two products: permanent and term life insurance products.
  • Most experts now recommend you get coverage equal to 20 times your household income. Studies show that most American families are under-insured, by a gap of about $320,000.
  • If you have anyone in your life that depends on you financially for any reason, you need cheap life insurance.
  • If you area spouse or a parent of a child, when you pass, you will leave them with all of tour financial obligations. Make sure they are in situation where your debts don’t become their burdens


Get the best expert advice now by calling a Cheap Insurance broker.

Life insurance can be one of the best things you do with your life.

Get started today!

Life Quote


Health Insurance


Being a healthy person means eating right and moving your body.

But even if you are healthy and treat your body right, you will still need a doctor from time to time.

Having health insurance is a great way to find a doctor you like at a price you can afford.

Health insurance is mandatory in the United States.

The good news is that rates for health care are based off of your income.

If you don’t make that much money, you don’t pay as much as the person who makes more than you.

You can choose your health insurance policy and your broker can give you a list of options.

If you raise your deductible you can lower your premium every month. This is one way to save.


How does health care work?


  • In a traditional healthcare plan, the doctor is reimbursed for all or some of the patients visits by the healthcare insurance company. This gives the patient the freedom to choose their own doctor and plan. For this type of plan, there is a premium paid and usually a yearly deductible.
  • Through managed care policies, the insurance company must approve certain aspects of care for the patient.
  • Costs can vary wildly between policies. With our national network of Health Insurance Professionals we can help you find all the possible discounts available to you
  • The simple way to look at healthcare is that it is there for you when you need it but you still have to pay for it when you don’t.
  • Health insurance is a contract between you and the health insurance company that states that they will pay a percentage of your medical bills. For example they might pay 80% of your medical expenses. Some employers pay 100%.


Get your free quote today by clicking on the link button below.

Find the right policy and the right doctor for you!


Health Quote


Renters Insurance


Owning a home is a great feeling, but it also comes with extra responsibility and pressures.

Renting appeals to some people more than others.

Just because you don’t own your home doesn’t mean it isn’t important to you.

Renters insurance is a very important aspect to protecting your home and your family.

You could be covered for theft, damages and liability.

Get that  cheap renters insurance Austin residents should have.

The best thing you will ever do is feel more protected in the place where you live.


Facts about renters insurance:


  • A landlord’s insurance policy may not cover theft and damages. You will want to have your own. Most landlord’s insurance policies cover damages to the structure due to negligence. If you do not have renters insurance, you may have to pay out of pocket.
  • Renters insurance is a smart idea because the liability you have renting someone else’s house is huge. When people visit or animals come over, there are always things that can go wrong. Especially houses with a swimming pool should really consider liability coverage with your renters insurance.


Call today and find out how affordable renters insurance really is.


Renters Quote


SR22 Insurance


When you are having trouble with the law, there is a way to get back on your feet.

Have you ever had a DUI or revoked license?

You need to carry the SR22 insurance that Texas mandates.

When you are on probation from driving, you must prove yourself once you get back behind the wheel.

Having the best cheap SR22 insurance Austin drivers need is a great idea.

Most of the time you will need to attain this documentation for a minimum of three years.

Make sure that you carry the minimum amount of car insurance on top of the financial responsibility document.


 What is SR22 insurance and how does it work?

  • An SR22 filing is issued by your insurance company to serve as a guarantee to the Department of Motor Vehicles that you have secured the minimum liability coverage required by state law.
  • SR22 coverage is something that is added to your existing auto insurance policy, and your insurance company can then file the form electronically with the Department of Motor Vehicles.
  • The first thing you need to do is contact your car insurance company. In most states there is a $15 to $25 fee to file the SR22.


Get ahold of a broker today and get your life back tomorrow.


SR22 Quote