Sugar Land is approximately 20 miles southwest of downtown Houston and located in eastern Fort Bend County. It is bordered by Houston on the northeast, Stafford, Missouri City, and Meadows Place to the east. Sugar Land has grown more than 158% over the past decade, with a 46% increase in job opportunities. Numerous high-profile regional and international corporations claim Sugar Land as a corporate home, including Minute Maid, Schlumberger, Tramontina USA, Fluor Corporation, Bechtel Equipment Operations, and Noble Drilling. Founded as a sugar plantation in the early mid-20th century, Sugar Land is the largest city and economic center of Fort Bend County. Now it has a large energy industry economy based on petroleum exploration and refining. The cost of living in Sugar Land is 28% higher than the Texas average, and he overall crime rate is 39% lower than the national average. Crime rates and cost of living influence the cost of insurance premiums. This makes it very important to explore all the options for cheap car insurance Sugar Land can offer.
Sugar Land Insurance Requirements
Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.
- Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
- Property damage liability minimum requirements are $25,000.
- Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured, resulting in costs of up to $900 million for consumers.
- The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident.
Public Transportation In Sugar Land
There is 1 airport and 2 Amtrak train stations within 30 miles of the Sugar Land city center. The average travel time to work in Sugar Land is 13% higher than the national average, so rush hour traffic can be very risky. Sugar Land currently does not have a mass transit system, but Fort Bend County Public Transportation provides commuter service from Sugar Land to Houston. Because there are few public transportation options, the number of people who carpool to work in Sugar Land is 10% higher than the national average. Carpooling can lower your auto insurance rates by decreasing your yearly mileage. This will help you qualify for the low mileage discount.