San Angelo lies in the midst of West Texas ranching country, and the county seat of Tom Green County, Texas. The city is the principal city and center of the San Angelo metropolitan area, and home to Angelo State University, historic Fort Concho, and Goodfellow Air Force Base.There is still a large agricultural presence in the surrounding area, but the city has also attracted a number of telecommunications companies and medical companies. The local Air Force base employs a large number of residents as well. The cost of living in San Angelo is 6% lower than the Texas average, and 16% lower than the national average. The overall crime rate in San Angelo is 55% higher than the national average. According to 2014 reports, the number of total year over year crimes in San Angelo has increased by 6%. Crime rates and cost of living have a direct affect on insurance premiums. This makes it very important to explore all the options for cheap car insurance San Angelo can offer.
San Angelo Insurance Requirements
Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.
- Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
- Property damage liability minimum requirements are $25,000.
- Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured, resulting in costs of up to $900 million for consumers.
- The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident.
Public Transportation In San Angelo
There is 1 airport and within 30 miles of the San Angelo city center, and the average travel time to work in San Angelo is 37% lower than the national average. As the center of the region’s metropolitan area, the city has more incoming traffic than outgoing in the morning. There are five but routes throughout the city, as well as taxi service and a regional airport. The number of people who carpool to work in San Angelo is 15% higher than the national average. Carpooling can lower your auto insurance rates by decreasing your yearly mileage. This will help you qualify for the low mileage discount.