Rowlett is a bedroom community in the Dallas–Fort Worth metropolis, located on Lake Ray Hubbard in Dallas and Rockwall counties. The city is 20 minutes from downtown Dallas north of IH-30, on Lake Ray Hubbard, and Rowlett is ranked in the Top 25 “Best Places To Live” by Money Magazine. Rowlett was named for Rowlett Creek, which is a major tributary and flows into Lake Ray Hubbard east of the Trinity River. In 2016 Value Penguin named Rowlett the #3 Safest Place in Texas with a population of over 50,000. The median household income in Rowlett is 56% higher than the national average, and the unemployment rate is 5% lower than the national average.The cost of living in Rowlett is 7% higher than the Texas average, and 4% lower than the national average. The overall crime rate in Rowlett is 42% lower than the national average, and is safer than 58% of the cities in the United States. Cost of living, crime, and employment all influence your insurance costs. Make sure to explore all the options for cheap car insurance Rowlett has to offer, as well as any discounts you may qualify for.
Rowlett Insurance Requirements
Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.
- Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
- Property damage liability minimum requirements are $25,000.
- Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured.
- The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident.
Public Transportation In Rowlett
There are 2 airports and 1 Amtrak train stations within 30 miles of the Rowlett city center. DART provides transit to and from Dallas and is served by Downtown Rowlett Station on the Blue Line. Public transit and carpooling are both very effective for lowering you yearly mileage, and qualifying you for a good discount on your car insurance. The average travel time to work in Rowlett is 21% higher than the national average, so utilizing public transportation or carpooling is a great way to save money. Using your car less can lower your auto insurance rates by decreasing your yearly mileage, which will help you qualify for the low mileage.