Round Rock is in Williamson County, Texas, and is a part of the Greater Austin, Texas metropolitan area. The city is located about 20 miles north of downtown Austin, and borders with Austin at Texas State Highway 45. Round Rock is best known as the home of Dell Computers, but it is also one of the fastest growing cities in the nation, and in 2008 was voted one of the best “small towns” to live in. This is partly due to its excellent education system and low unemployment rate (only 4%). It is now considered a “Super Suburb” because of it’s growing economy. While Dell employs the largest number of residents, there is a big retail sector and good tax rates for business which should attract even more companies to the city. With growth comes an increase in traffic and population density, both of which are factors that affect the way insurance companies calculate the rates for your city. The overall crime rate in Round Rock is 28% lower than the national average, and is safer than 61% of the cities in the United States. This will help keep insurance costs competitive, so take a couple minutes to research all the options for cheap car insurance Round Rock has available.
Round Rock Insurance Requirements
Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.
- Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
- Property damage liability minimum requirements are $25,000.
- Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured, resulting in costs of up to $900 million for consumers.
- The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident.
Public Transportation In Round Rock
There is 1 airport and 2 Amtrak train stations within 30 miles of the Round Rock city center. The city anticipates launching fixed route bus service in August 21, 2017. The average travel time to work in Round Rock is 5% lower than the national average, and the number of people who take public transportation in Round Rock is 95% lower than the national average. The number of people who carpool to work in Round Rock is 5% higher than the national average. Carpooling can lower your auto insurance rates by decreasing your yearly mileage. This will help you qualify for the low mileage discount.