New Braunfels is a principal city of the San Antonio–New Braunfels metropolitan statistical area, the seat of Comal County, Texas. The city is located about 32 miles northeast of downtown San Antonio, 19 miles southwest of San Marcos, and 48 miles southwest of Austin. Many tourists come to New Braunfels every summer to tube for miles down the Guadalupe and Comal rivers. Comal Springs runs into the Comal River, which is known as one of the shortest rivers in the world. It is 3 miles long and runs through the city before meeting the Guadalupe River. The cost of living in New Braunfels is 7% higher than the Texas average, and 5% lower than the national average. The overall crime rate in New Braunfels is 14% higher than the national average, and property crime is 21% higher than the national average. Crime rates and cost of living influence the cost of insurance premiums, which makes it very important to explore all the options for cheap car insurance New Braunfels can offer.
New Braunfels Insurance Requirements
Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.
- Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
- Property damage liability minimum requirements are $25,000.
- Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured, resulting in costs of up to $900 million for consumers.
- The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident.
Public Transportation In New Braunfels
The average travel time to work in New Braunfels is 5% lower than the national average. There is 1 airport and 2 Amtrak train stations within 30 miles of the New Braunfels city center. The number of people who take public transportation in New Braunfels is 98% lower than the national average, mainly because there are few options to choose from. However, the number of people who carpool to work in New Braunfels is 32% higher than the national average. Carpooling is the best option if you live in New Braunfels and commute every day. You can lower your auto insurance rates by decreasing your yearly mileage, which will help you qualify for the low mileage discount.