Mission is in Hidalgo County, Texas, and part of the McAllen–Edinburg–Mission and Reynosa–McAllen metropolitan areas. Mission has a population of about 83,000 residents as of 2016, and is located along the U.S./Mexico border. Like many suburban cities in the area, the growth has been rapid over the past two decades. The city is also home to the Texas Citrus Exchange, and is known as the “Home of the Ruby Red Grapefruit.” Construction has begun on the Anzalduas International Bridge in South Mission. The bridge will connect Mission with the western outskirts of Reynosa, and will provide cross-border commuting. The cost of living in Mission is 17% lower than the Texas average, and 25% lower than the national average. The overall crime rate in Mission is 12% lower than the national average, and the city is safer than 58% of the cities in the United States. Low cost of living and low crime help to keep insurance costs low, and insurance rates competitive. It pays to shop around and explore the many options for cheap car insurance Mission can offer.
Mission Insurance Requirements
Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.
- Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
- Property damage liability minimum requirements are $25,000.
- Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured, resulting in costs of up to $900 million for consumers.
- The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident.
Public Transportation In Mission
There is 1 airport and 1 Amtrak train station within 30 miles of the Mission city center. The average travel time to work in Mission is 13% lower than the national average, and he number of people who take public transportation in Mission is 96% lower than the national average. Valley Metro provides public transportation in urbanized and non-urbanized areas of the lower Rio Grande Valley, including Mission. Given the low availability of public transportation, carpooling is the best way to save money if you commute in Mission. Carpooling can lower your auto insurance rates by decreasing your yearly mileage. This will help you qualify for the low mileage discount.