Flower Mound is an incorporated town in Denton and Tarrant counties, located in North Texas near the Dallas-Fort Worth Metroplex. The Town of Flower Mound derived its name from and hill located in the center of town with an unusual amount of wild flowers growing on it. Flower Mound is the largest town in terms of population in Texas, and was ranked at #8 as one of the Best Dallas Suburbs according to D Magazine in 2012. On the flip side, in 2012, the National Motorists Association listed Flower Mound as the “worst speed trap city” in North America with a population of over 50,000. Due to the town’s proximity to DFW Airport and major highways, many businesses have recently moved their operations to the area. Lewisville Independent School District is the largest employer in the town, employing 4.8% of the town’s total employment population. The cost of living in Flower Mound is 35% higher than the Texas average, and 21% higher than the national average. The overall crime rate in Flower Mound is 73% lower than the national average, and the city is safer than 88% of the cities in the United States. The cost of living and low crime help to keep insurance costs low, and insurance rates competitive. It pays to shop around and explore the many options for cheap car insurance Flower Mound can offer.
Flower Mound Insurance Requirements
Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.
- Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
- Property damage liability minimum requirements are $25,000.
- Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured, resulting in costs of up to $900 million for consumers.
- The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident.
Public Transportation In Flower Mound
There are 2 airports and 2 Amtrak train stations within 30 miles of the Flower Mound city center. The number of people who take public transportation in Flower Mound is 91% lower than the national average, and the number of people who carpool is 43% lower than the national average. One of the reasons these number may be high is because the number of people who work from home in Flower Mound is 128% higher than the national average.