Cheap Car Insurance Allen

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cheap car insurance allenAllen has an estimated 2015 population of 98,143, and the city has been one of the fastest-growing suburbs in the Dallas area’s. The growth of the city has been aided by the opening of the Allen Event Center in 2009. It holds more than 7,000 people and has attracted many events and performances. Businesses and housing have also been rising alog with the population. If it’s been over six month since you re-shopped your auto policy, take a few minutes to look over the options for cheap car insurance Allen can offer.

 

Cheap Car Insurance Allen Requirements

 

It’s important to have the right car insurance in Allen to protect not only yourself, but your vehicle too. Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.

  • Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
  • Property damage liability minimum requirements are $25,000.
  • Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured, resulting in costs of up to $900 million for consumers.
  • The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident. The at-fault party is then required to pay all damages resulting from the accident.
  • Vehicle registrations are handled by the Texas Department of Motor Vehicles. For a handy guide, click here.

Public Transportation In Allen

The City of Allen is continuing to partner with DART to provide transportation options for seniors and residents with disabilities. Funding for transportation is currently an issue for Allen, and is being given considerable attention due to the amount of expansion going on.