Cheap Car Insurance Abilene

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cheap car insurance abileneAbilene is a city in West Texas and has an estimated 2015 population of 121,721. Abilene is located off Interstate 20, and the city is looped by I-20 to the north. Average commute times in Abilene are on the rise, mainly because 91.5% of the people who live in the city also work in Abilene. More time on the road increases the chances for drivers to experience an accident. This makes it very important for residents to explore all the options for cheap car insurance Abilene has to offer. Comparison shopping is still the best way to save money on your car insurance.

Cheap Car Insurance Abilene Requirements

 

It’s important to have the right car insurance in Abilene to protect not only yourself, but your vehicle too. Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.

  • Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
  • Property damage liability minimum requirements are $25,000.
  • Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured, resulting in costs of up to $900 million for consumers.
  • The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident. The at-fault party is then required to pay all damages resulting from the accident.

Public Transportation In Abilene

CityLink provides Abilene’s public transportation services. It’s fairly extensive, but most of the city’s commuters still rely on their automobiles. This can raise the average cost of auto insurance, as the more miles you drive, the higher your rates generally are.