Cheap Insurance Memphis
As a dense urban area, there are many ways consumers can find all the cheap insurance Memphis can offer. Larger cities generally have more insurance companies to choose from and, aside from Nashville, Memphis is the largest city in Tennessee. Its location on the Mississippi River helped spur its early growth, and today its location between two major Interstate Highways (I-40 and I-55) makes it ideally located for transportation, shipping and interstate driving.
The city’s numerous parks, museums, and festivals help make it a wonderful place to live, and the city has seen recent drops in all serious crime, including auto theft. This has helped lower the average insurance rate, so now is a good time to re-shop your auto insurance policy!
The Absolute Best Way To Save!
The #1 way to save money on your car insurance is to shop for multiple quotes. We have spent over 30 years working for our customers to find them the lowest rates available in their city.
And now it’s easier than ever! All you have to do is punch in your zip code, fill out some basic information, and you’ll immediately see offers from not only the major companies, but Memphis agents as well.
Things to know
- Insurance rates are constantly revising. If you’ve been with your company for a year or more, there’s a good chance that another company will offer you a cheaper rate.
- Rates change because cities change. This is especially true for large, dynamic cities like Memphis. As new demographic, traffic, and crime data emerges, insurance companies adjust their rates accordingly.
- Not every zip code rates the same. For instance, in Memphis, residents of the Whitehaven neighborhood will probably pay more for certain coverages than residents of East Memphis
- Our Tennessee page has information regarding the state’s minimum auto insurance requirements.