Cheap Insurance Sioux Falls

Cheap Insurance Sioux Falls

Sioux Falls and the surrounding area makes up close to 30% of South Dakota’s population! As the most densely populated region in the state, insurance rates will be higher than other areas. This is the best reason to take some time exploring the choices for cheap insurance Sioux Falls has available. You’ll probably find some great rates! South Dakota is significantly cheaper than the rest of the nation in almost every area, including auto insurance.

Here are some local factors that affect your rates:

  • Public Transportation Options: There is a bus system throughout the city, but most residents still rely on their vehicles and, with projected growth, new highways are being constructed.
  • Commute Time: This isn’t a huge issue in a city like Sioux Falls. Most of the local traffic is relegated to the south of the city, but the worst commute you’re likely to see is around 20 minutes. This is great for the average auto liability rates.
  • Crime Rates: Violent crimes are about half the national average, so it’s generally a really safe city. There were only around 300 stolen vehicles in 2012, which helps keep the rate for comprehensive coverage low.
  • Cost of Living: This is almost 11% lower than the nation’s average, and around 9% lower than South Dakota’s average.

Insurance Saving Tips!

Getting comparison quotes is the best way to save money in Sioux Falls. If you own a car in the state, you probably know that South Dakota has specific requirements for your auto insurance. But unless you’ve been shopping for extra coverage, you might not know how cheap it can be! You can usually double your liability limits for a few extra dollars a month!


Have questions about auto insurance in your state? Want a quote for car insurance? Start with your zipcode for a fast, free quote.

OR speak to an agent:

(844) 334-6206

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Not Convinced?

Local Sioux Falls agencies we can beat in price.

Auto Insurance Express
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3700 S Western Ave
Sioux Falls, SD 57105
(605) 339-1997

Kouri Insurance Agency
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6809 S Minnesota Ave
Sioux Falls, SD 57108
(605) 336-6303

State Farm Insurance
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603 W 41st St
Sioux Falls, SD 57105
(605) 339-2520

Pillar Insurance
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6116 S Lyncrest Ave
Sioux Falls, SD 57108
(605) 336-0970