Cheap Insurance Charleston

Cheap Insurance Charleston

Charleston is South Carolina‘s second-largest city and also sees most of the state’s tourist traffic. This is due to the fact that it is one of America’s “friendliest cities” and has a wealth of historic architecture and attractions. It is known for its hospitality, its great restaurants, and beautiful downtown waterfront. While the population is only a shade under 130,000, the city can see a heavy influx of drivers during tourist season (generally during the summer). This means a high risk of auto accidents, and insurance rates are adjusted accordingly. If you haven’t checked your rates against the competition in a while, now is a good time. It only takes a few minutes to browse all the many choices for cheap insurance Charleston has available.

What affects your rates in Charleston?

  • South Carolina has specific requirements all drivers must meet. This sets companies’ baseline for their rating calculations. Depending on where you live, what you drive, how many miles you drive each year, and other factors you will pay different prices for any additional coverage.
  • There were 235 motor vehicle thefts in 2012. The crime index is about 1/3rd lower than the national average though, so it’s much safer than other cities its size. This statistic has the greatest affect on your rates for full coverage.
  • Your neighborhood plays a part in what you pay for your car insurance. The more densely populated neighborhoods will generally have higher rates. For example, you will probably pay more for certain coverages in Downtown than you would in Mount Pleasant.
  • Cost of living: The cost of living in Charleston is slightly higher than that state’s average, but just about matches the national average.

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Not Convinced?

Local Charleston agencies we can beat in price.

Triest Agency
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1052 Gardner Rd
Charleston, SC 29407
(843) 556-6232

Allstate Insurance
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781 St Andrews Blvd
Charleston, SC 29407
(843) 573-4777

Charleston Auto Insurance Deals
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520 Folly Rd
Charleston, SC 29412
(843) 663-1765

Sadler & Hamm Insurance
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22 Windermere Blvd
Charleston, SC 29407
(843) 766-0261