Cheap Insurance Scranton

The Electric City


Scranton, Pennsylvania is known for being a sweet and small town wrapped around history.

Known for coal distribution, there is a middle class atmosphere here that is buried deep.

It used to be a coal mining town back inn the 20th century and has grown into a more prosperous town.

There are electric powered trolleys which were one of the first in the United States.

Yes, Americans first street cars powered electrically were here and that is what this town is known for.

Located close to New York City, many people commute into the big city but choose to live in this smaller town.

The atmosphere is calm and close-knit.

Many people choose to raise their families here and love the community that always unites together.

At one point, Scranton become one of the major industrial cities of its day.

Now it is a quieter place where museums can tell us about how Scranton helped the United States grow.

Some people choose to commute in their cars and they need the best car insurance.

Others want to purchase a home in Scranton because it is still affordable in a time when real estate is sky high.

Getting the homeowners insurance you need can be easy and affordable.

Make sure you have the cheap insurance Scranton residents need.

When you are a part of a community that thrives like Scranton, you will want to take part in it.

Getting the insurance you need is just one way to protect yourself and the ones you love.


How Can I Get Great Insurance In Scranton?


When you are looking for great insurance, try talking to a broker.

A broker is a trained professional who can lead you in the right direction when you are looking for insurance.

A broker has access to hundreds of insurance companies and therefore can find you the best deals.

Talking to an experienced representative can ease your mind and give you a better idea of what to expect.

When you talk with someone who is informed you can feel good about your decision.

You may want to get informed about the laws of your state.

Every state is different and there are minimum requirements for car and motorcycle insurance.

Getting discounts can be as easy as asking for them.

Bundling your insurance by putting car insurance and home insurance together could save you a ton.

Ask your broker about bundling and how you can save.

If you need great insurance, read about how you can attain it.

Let’s see what insurance policies you might be looking for.


Insurance Requirements Scranton

Car Insurance


Car insurance is mandatory in the state of Pennsylvania.

There is a minimum amount of car insurance you must attain if you want to drive and own a car.

You must also have a valid drivers license as well as current registration in your state.

Get the cheap car insurance Scranton drivers need to have to get out on the road.

Here are the requirements you will need:


  • Bodily Injury Liability Coverage: $15,000 per person, $30,000 per accident.
  • Property Damage Liability Coverage: $5,000.
  • Uninsured Motorist Coverage: $15,000 per person, $30,000 per accident*

You can also have more than just the minimum coverage.


How Do I get the best car insurance?


Here are some questions to ask yourself before looking for car insurance.

Some of these things can save you money or make it harder to get car insurance.

  • What is your age and the age of your drivers? Did you know that the younger the driver the more the policy?
  • Teenagers are four times more likely to get into an auto accident. Because of this, insurance policies for younger people can be much more.
  • There are insurance policies for risky drivers as well. You may pay more for your insurance policy if you are a “high-risk” driver.
  • Having multiple tickets, or a DUI, you may be unable to attain the lowest insurance policy. However, Cheap Insurance can make sure you are still covered with the insurance that is required.
  • Do you have a salvage title on your car? Insurance policies may be more because of this and some companies will not insure you. We can find those companies that will.


Get the full coverage you need by adding collision and comprehensive coverage as well.

Talk to your broker about why full coverage is better than minimum coverage.

Call and get a free quote today!


Car Quote


Motorcycle Insurance


Motorcycle insurance in Scranton is very similar to car insurance.

There is a minimum amount that you will need to ride in Pennsylvania.

But we all know that riding a motorcycle is dangerous and you will want more than just the minimum amount.

Most rider prefer to purchase full coverage for their bike.

Get the cheap motorcycle insurance Scranton riders need to feel safe.

The State of Pennsylvania minimum requirements are:

  • $15,000 bodily injury, $30,000 each accident
  • $5,000 property damage.


There are many other options available as well.

Most of the time, the minimum coverage only covers the other party involved.


 Full coverage includes:


  • Collision coverage can help cover costs to you and your own bike.
  • Comprehensive coverage will cover theft and other types of damages to your bike.
  • Towing and roadside assistance are always a good idea in case you break down. You could be covered or reimbursed for this.
  • Uninsured Motorist coverage is a great idea. If you get into an accident with an uninsured rider or driver, your costs will still be covered.
  • Safety Apparel- you could get your helmet and other protective gear covered.
  • Custom Parts
  • Medical Coverage- this is a must when riding a motorcycle
  • Towing- very useful for when you break down and are left stranded on the side of the road.
  • Uninsured Motorist- when the other party fails to carry insurance, you will still be covered.
  • Roadside Assistance- you can use this for emergencies and even flat tires.

Talk to a broker today to get the insurance you deserve.

Make your rides safer by getting the protection you need.


Cycle Quote


Homeowners Insurance


Buying a home is a big deal and a large purchase.

It is probably the biggest purchase you will ever make.

Maybe you have five houses or are looking for your first one.

Either way you will want homeowners insurance.

You don’t need it because it’s a law in Pennsylvania.

But most lenders and banks require you to have insurance as long as there is a loan out on your home.

When you go to buy homeowners insurance in Scranton, talk to a broker about your options.

Get the cheap homeowners insurance Scranton buyers need to feel protected in their homes.


What is homeowners insurance all about?


  • When you purchase a home, home lenders require you to have a minimum amount of coverage in order to protect what they are financing.
  • Homeowners insurance is in place in case a disaster such as a fire occurs and your home is destroyed. You will need it insured to pay off the loan on the home and recover damages
  • You have a few different types of coverage: a cash value coverage, a replacement cost coverage and a guaranteed or exceeded cost coverage.
  • Not every type of damage is covered by homeowners insurance. Ask your agent if you have something specific you would like covered.
  • It is always a good idea to make an inventory of the valuables in your home. You could always take pictures or video of the things you have and add up the costs.
  • Insurance companies do take into consideration the depreciation of value on goods in your home.
  • With our access to dozens of quality insurance carriers, let us match up your specific needs with the company that can provide you the coverages you desire at the most competitive rates.

Talk to your broker about bundling your homeowners insurance with your car insurance to save.


Home Quote


Life Insurance


Life insurance is a type of insurance that is hard to talk about and most people want to ignore it.

But the fact is that you will need it.

Life insurance is a gift that you give to those you leave behind.

Your family and friends who are left with the things you leave, will need money.

They will need money to help pay for past debts, mortgages and payments.

You can leave money for your family so that they can be financially secure when you are gone.

There is never a bad time to get life insurance.

You can be 30 or 60 years old.

Either way, your family will want it to feel secure.

Get the cheap life insurance Scranton families deserve.


What is life insurance?


  • A policy is a contract between a life insurance company and someone who has a financial interest in life value of someone else. Sometimes it doesn’t have to be a person but a trust. Putting money aside for another individual in case of death can greatly benefit family and friends.
  • Not only can life insurance help your family and friends carry out your wishes when it comes to funeral arrangements, schooling for children or grandchildren, and even paying off debts, it gives peace of mind.
  • Life insurance is a contract. You sign up for a certain amount of life insurance. The Insurance company takes in your premiums monthly. When you pass,  the company pays out what is called a “death benefit” to whoever you leave the money to. The different between the premium that the insurance company has taken in over the years, and the death benefit, are their profits.

Call your broker today to get the best insurance you want and need.

Get a quote now by clicking the link button below.


Life Quote


Health Insurance


When you live a healthy life, you just feel better.

You can eat well and work out, but in time you will need a doctor.

Health insurance is mandatory in the United States.

Rates for this are based on how much money you make.

This means that if you and your family do not make much, you can still afford to get yourself and your children covered.

Make the right choice by talking to a broker about your options with health coverage.

You should be able to have a doctor you like for a price you can afford.

Get the cheap health insurance Scranton families need.


What is health insurance and what can it do for me?


  • The simple way to look at healthcare is that it is there for you when you need it but you still have to pay for it when you don’t. The truth is, that there are many people who will pay more for their healthcare now that it is mandatory. However, the way things have always been is that we usually pay more for our premiums than the cost of the service of care. This means that for most people, we do not go to the doctor as much as we pay. But it is there for us when we need it.
  • Health insurance companies such as Blue Cross and Kaiser Permanente, basically take a gamble on their patients. They take the information you give them about your age, medical records and where you live, and come up with a policy. This policy covers what you need at a rate that they can make money on.
  • Practice living healthy and preventative care. This is the best way to cut costs on going to the hospital.
  • Be very honest with your health care agent. We want to find the best option that works for you and we need all of the correct information on your health and background.


Call your broker today and find out more about how health insurance can work for you.


Health Quote


Renters Insurance


Renting a home can be just as satisfying as owning a home.

It is less of a burden and usually costs you less money as well.

But you will still need to keep it insured to protect yourself and your belongings.

Getting the cheap renters insurance Scranton tenants need means covering theft.

You have more valuables in your home than you might think.

Protect that and be covered for much more when you talk to a broker.


What can renters insurance do for me?


  • A landlord’s insurance policy may not cover theft and damages. You will want to have your own. Most landlord’s insurance policies cover damages to the structure due to negligence. If you do not have renters insurance, you may have to pay out of pocket.
  • Renters insurance can be very affordable. You could get coverage for as little as $12 a month!
  • Many people do not know that the landlord is not responsible if there is a fire or damage to the home. If your personal belongings are destroyed, it is up to you to have insurance.
  • Renters insurance is a smart idea because the liability you have renting someone else’s house is huge. When people visit or animals come over, there are always things that can go wrong. Especially houses with a swimming pool should really consider liability coverage with your renters insurance.


Call your broker today and feel satisfied with your insurance needs.


Renters Quote