Cheap Insurance Philadelphia

The Liberty City


Philadelphia is the largest city in the state of Pennsylvania and the sixth largest in the United States.

The cities surrounding Philly which make up the statistical area make up around 6 million people. This means that this great city is the host to a very large population.

Home to the Eagles professional football team and Independence Hall, Philadelphia has a lot to do when you live here.

If you are visiting, take note of the large historical buildings and brick that surrounds the city.

Take a tour of the historical places that make up so much of this great city.

This city played a fundamental part in the American Revolutionary war as it was a meeting place for the founding fathers.

Philadelphia is an economic and educational hub and is host to many collages and Universities.

Philadelphia ahas more outdoor sculptures than any other city in the United States and is an art-centered city.

When you walk around you can instantly notice the love that people give to this large city.

From past to present, there is a warmth to this town and a vibrance as well.

If you are hoping to move here and purchase a home, or maybe you need a car to commute into the city, you will need great insurance.

Get the cheap insurance Philadelphia residents want now.

How Can I Get The Insurance I Deserve?


The best way to get the insurance you want and deserve is to talk to a broker.

A broker is a professional who knows about insurance and words for you, the consumer.

Talking to a broker can not only answer all of your questions, but can get you the best deal.

Make sure that you ask about what discounts you might qualify for.

You will want to educate yourself on the laws in the United States and in Pennsylvania.

Know what you need for car insurance, motorcycle insurance and any other types of insurances you might need.

There will be a minimum amount of insurance for every state so know what yours is.

Getting the best cheap insurance in Philadelphia means protecting yourself and your family.

Talk to a helpful representative today!

Let’s see what kind of insurance policies you may be looking for.


Insurance Requirements Philadelphia

Car Insurance


Car insurance in the state of Pennsylvania is very clear.

You need it any time you get into a car and drive.

There are a few things you must have when you purchase a car and want to drive.

You need to have a valid drivers license, current registration and the minimum amount of car insurance for your state.

If you have a loan out on your car or you lease a vehicle, you will need full coverage.

If you are looking for cheap car insurance Pennsylvania drivers need, you have come to the right place.

Here is the minimum amount of car insurance in Philadelphia:

  • Bodily Injury Liability Coverage: $15,000 per person, $30,000 per accident.
  • Property Damage Liability Coverage: $5,000.
  • Uninsured Motorist Coverage: $15,000 per person, $30,000 per accident*

You can also have more than just the minimum coverage.


If you need full coverage you will need to have:


  • Collision coverage which will cover your own cars damages when you get into an accident.
  • Comprehensive coverage will cover things like theft and other small damages to your car.
  • Medical coverage for you and your passengers- Medical coverage can make a huge difference for your security and safety.
  • Towing and roadside assistance- You may not only need this for a crash, but if you break down. Roadside assistance can save you time and money.
  • Rental reimbursement- You could be covered or reimbursed for a rental car when you are involved in a crash.
  • Uninsured Motorist coverage- this will make sure that you are still covered even if someone without insurance hits you.


When you are looking for the best prices on car insurance, ask your broker about what discounts you qualify for.

From safe driver discounts to a good credit score could save you hundreds.

Try bundling your car insurance with your homeowners or renters insurance.

Bundling will save because insurance companies reward loyalty.

Call Cheap Insurance today and talk with a broker.


Car Quote


Motorcycle Insurance


Motorcycle insurance is very similar to car insurance in Philadelphia.

You need to be insured in order to ride a bike.

And because every rider knows that a motorcycle is more dangerous than a car, you will probably want full coverage.

We all know that riding on the back of a motorcycle already puts you at a certain amount of risk.

Some people ride to commute to work and save on gas. Others ride for fun.

Whatever your pleasure, you need the best motorcycle insurance available.

Get the cheap motorcycle insurance Philadelphia residents want.

Let’s see what you may need next.


Here is what kind of motorcycle insurance you will need:


  • $15,000 bodily injury, $30,000 each accident
  • $5,000 property damage.


If you want full coverage you will need more.


  • Collision coverage can help cover costs to you and your own bike.
  • Comprehensive coverage will cover theft and other types of damages to your bike.
  • Towing and roadside assistance are always a good idea in case you break down. You could be covered or reimbursed for this.
  • Uninsured Motorist coverage is a great idea. If you get into an accident with an uninsured rider or driver, your costs will still be covered.
  • Safety Apparel- you could get your helmet and other protective gear covered.
  • Custom Parts
  • Medical Coverage- this is a must when riding a motorcycle
  • Towing- very useful for when you break down and are left stranded on the side of the road.
  • Uninsured Motorist- when the other party fails to carry insurance, you will still be covered.
  • Roadside Assistance- you can use this for emergencies and even flat tires.


Getting the best deals on motorcycle mean asking your broker for help.

Being a safe rider will help cut your bills. Bundling can also help.

Call a broker today and ask any questions you may have.


Cycle Quote


Homeowners Insurance


Owning a home is a big deal. It is not only an expensive purchase but it is sentimental.

You could be buying your first home or your fifth rental.

Either way you will need homeowners insurance.

It is not a state law to carry this type of insurance but most banks and lenders will require you to have it.

Getting the best cheap homeowners insurance Philadelphia owners want is just around the corner.

Protect your largest asset now.


Why do I need homeowners insurance?


  • When you purchase a home, home lenders require you to have a minimum amount of coverage in order to protect what they are financing.
  • Homeowners insurance is in place in case a disaster such as a fire occurs and your home is destroyed. You will need it insured to pay off the loan on the home and recover damages.
  • You have a few different types of coverage: a cash value coverage, a replacement cost coverage and a guaranteed or exceeded cost coverage.
  • Not every type of damage is covered by homeowners insurance. Ask your agent if you have something specific you would like covered.
  • You need a homeowners insurance policy especially if you have a pool or a dog. The liability for having these things is higher. If you have ever had anyone over to your house and they get hurt, you understand how this type of coverage can help you.
  • Make sure that you are covered for property damage and theft as well.


Protecting yourself and your family starts with getting the right kind of insurance for the home you own.

When you call a broker today you could save even more by asking about discounts.

Making your home safer or living in a gated community will make your bills lower.

Get that instant quote today by clicking on the link button below.

Home Quote


Life Insurance

Life insurance is a gift you can give to your family.

Most people don’t think of it like this, but when you pass, you can give your loved ones financial freedom.

Leaving behind money for your family can help pay for funeral expenses, debts, and mortgages.

Get the cheap life insurance Philadelphia families deserve.

You can purchase life insurance for under $50 a month if you want.

Most people choose to have about 10 times the amount of their annual salary.

This means that if you make 50 thousand dollars a year, you will want ten times that in your insurance policy.

What is life insurance and how does it work?


  • A policy is a contract between a life insurance company and someone who has a financial interest in life value of someone else.
  • Sometimes it doesn’t have to be a person but a trust. Putting money aside for another individual in case of death can greatly benefit family and friends.
  • Not only can life insurance help your family and friends carry out your wishes when it comes to funeral arrangements, schooling for children or grandchildren, and even paying off debts, it gives peace of mind.
  • If you have anyone in your life that depends on you financially for any reason, you need cheap life insurance.
  • If you area spouse or a parent of a child, when you pass, you will leave them with all of tour financial obligations. Make sure they are in situation where your debts don’t become their burdens.


Get the policy that you want in your budget.

You can call a broker today and talk about your options.

Life Quote


Health Insurance


Staying healthy is a work in progress.

Eating healthy and staying fit can do wonders for your body and for your health.

But you will still need a doctor from time to time.

This is when you will want great health coverage.

Health insurance is mandatory in the United States.

Rates for health coverage is based on your income.

This means that even if you don’t make that much money, you can still afford to take your family to the hospital.

Get the cheap health insurance Philadelphia residents need and want today!

What is health insurance and what can it do for me?


  • In a traditional healthcare plan, the doctor is reimbursed for all or some of the patients visits by the healthcare insurance company. This gives the patient the freedom to choose their own doctor and plan. For this type of plan, there is a premium paid and usually a yearly deductible.
  • Through managed care policies, the insurance company must approve certain aspects of care for the patient.
  • Costs can vary wildly between policies. With our national network of Health Insurance Professionals we can help you find all the possible discounts available to you.
  • The simple way to look at healthcare is that it is there for you when you need it but you still have to pay for it when you don’t.

Call a broker today and talk about your options.


Health Quote


Renters Insurance


Renting a home can be just as much of a blessing as owning a home.

There is less responsibilities at times when renting than with owning.

But you still want to protect what is yours.

When you rent a home, you are still investing your time and money into something.

All of your investments and assets are in that home not to mention your family.

You can be covered for theft, liability and damages when you purchase the cheap renters insurance Philadelphia tenants need.

A landlord’s insurance policy may not cover theft and damages.

You will want to have your own.

Most landlord’s insurance policies cover damages to the structure due to negligence.

If you do not have renters insurance, you may have to pay out of pocket.



What does renters insurance cover for me?


  • Theft- if someone comes into your home and steals any personal property
  • Fire or lightning damage- mother nature has a way of damaging property
  • Smoke damage- a small kitchen fire can cause a lot of damage, be covered.
  • Water damage- if there is any water damage to the house you are renting it could costs thousands to repair
  • Hail or windstorm damage- Live in a place with high winds? Be prepared.
  • Damage from falling objects- If a tree falls, it can cause some serious damage.
  • Personal property- Jewelry, furs, fine art, and the excess things in your house not covered by theft.
  • Dwelling- major property coverage that protects house and attached structures.
  • Liability coverage-If someone is injured in your house, they could sue. Liability is a good idea.
  • Medical payments to others- if someone is injured and needs to have medical care.
  • Loss of use- which means that you will still be covered if the house you live in needs repairs from fire or other damages. This coverage helps with additional living expenses for you and your family


Knowing that you are protected in your home is a big deal.

Almost half of all Americans rent their home. This is a large percentage.,

Bundle your renters insurance with your car or motorcycle insurance.

You can get this and so much more when you call a broker today!


Renters Quote