Cheap Car Insurance Akron

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cheap car insurance AkronAkron is the fifth-largest city in the state of Ohio, and is approximately 39 miles south of Lake Erie. The city has been a rubber town for most of its history, only moving on toward polymers in the last decade or so, which has solidified the population. It has also earned a reputation as a “high tech haven” which continues to bring new growth and development. So it’s definitely a forward-thinking town, and looks to remain healthy for decades to come. The cost of living in Akron is 6% lower than the Ohio average, and 14% lower than the national average. Ohio is known for it’s low cost of living, and this extends to the number of options for cheap car insurance Akron has available.

The overall crime rate in Akron is 63% higher than the national average, however the 2015 report shows that number of total year over year crimes in Akron has decreased by 12%. The 461 Akron police officers are dedicated to working with the community to reduce crime and property damage. The Police Department also includes and Investigative Subdivision that has a major crimes division as well as a property crime and crimes against persons unit.

Akron Insurance Requirements

cheap car insurance Akron 2In Ohio, it is illegal to drive any motor vehicle without insurance or other proof of financial responsibility. It is also illegal for any motor vehicle owner to allow another person to drive the owner’s vehicle without proof of financial responsibility. The state population is growing steadily, and is projected to keep growing. If you are new to the state, or are a life-long resident, it may be a good time to re-shop your auto insurance policy while rates are still low.

  • In Ohio the required minimum for Bodily Injury Liability Coverage is currently $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident.
  • The required minimum for Property Damage Liability Coverage is $25,000 for injury to or destruction of property of others in any one accident.

The minimum coverage may be all the law requires, but Akron has a large population, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Akron can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

cheap car insurance Akron 3Public Transportation in Akron

Public transportation is handled by METRO and, while it services a good chunk of the city, most commuters still choose their car. If you can take public transportation we recommend doing so. Lowering the miles you put on your car each year can lower your auto insurance rates a great deal. Traffic problems aren’t too bad, but there are over 340,000 commuters hitting the roads during peak hours each day. Compared to Akron’s total population of around 200,00 that amounts to a heavy influx of vehicles. This raises the risk of traffic accidents and insurance companies will rate your liability accordingly.