Cheap Car Insurance Utica | Cheapest Quotes Utica, NY

Cheap Car Insurance Utica

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cheap car insurance uticaUtica is the tenth-most-populous city in New York, its population was 62,235 in the 2010. Utica is centrally located, connected by many main roadways: I-90, Routes 5, 8, 12, 49 and 840. Located on the Mohawk River at the foot of the Adirondack Mountains, Utica is approximately 90 mile northwest of Albany. Utica’s architecture features many styles that are also visible in comparable areas of Buffalo, Rochester and Syracuse, including Greek Revival, Italianate, French Renaissance, Gothic Revival and Neoclassical. Compared to other cities in New York, Utica’s crime rate is generally low. Even so, residents should explore all the options for cheap insurance Utica has available.


Cheap Car Insurance Utica Requirements


New York State law requires drivers to carry auto liability insurance coverage at all times. It must remain in effect in order to keep your vehicle registration valid, and must be issued by a company licensed by the New York State Dept. of Financial Services. Out of state insurance is not acceptable, and the insurance must be in the name of the vehicle owner.

  • $10,000 for property damage, per single accident
  • $25,000 for bodily injury/$50,000 for death of one person, per single accident
  • $50,000 for bodily injury/$100,000 for death of two or more persons, per single accident
  • For more information, here is a link to the New York State Department of Motor Vehicles’ insurance page.

The average commuter in the New York area spends 60 hours a year stuck in traffic. Because there are so few drivers, the amount of options for cheap car insurance New York state has available often surprises residents.

Public Transportation In Utica

  • Amtrak’sEmpire, Maple Leaf, and Lake Shore Limited trains stop at Utica’s Union Station.
  • Bus service is provided by the Central New York Regional Transportation Authority (CENTRO), a Syracuse public transport operator which runs 12 lines in Utica and has a downtown hub.
  • Intercity bus service is provided by Greyhound Lines and the Birnie Bus Company, with weekday and Saturday service to Syracuse.

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