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Schenectady is in eastern New York, in the same metropolitan area as the state capital, Albany. In December 2014, the state announced that the city was selected for development of off-reservation casino gambling, under terms of a 2013 state constitutional amendment. The Schenectady project, will redevelop the old American Locomotive Company site. The project will include a hotel and residential housing development, and a marina, in addition to the casino. Schenectady is also where Thomas Edison founded what would become the General Electric Company. In this busy and growing city, residents should explore all the options for cheap car insurance Schenectady has available.
Cheap Car Insurance Schenectady Requirements
New York State law requires drivers to carry auto liability insurance coverage at all times. It must remain in effect in order to keep your vehicle registration valid, and must be issued by a company licensed by the New York State Dept. of Financial Services. Out of state insurance is not acceptable, and the insurance must be in the name of the vehicle owner.
- $10,000 for property damage, per single accident
- $25,000 for bodily injury/$50,000 for death of one person, per single accident
- $50,000 for bodily injury/$100,000 for death of two or more persons, per single accident
- For more information, here is a link to the New York State Department of Motor Vehicles’ insurance page.
The average commuter in the New York area spends 60 hours a year stuck in traffic. Because there are so few drivers, the amount of options for cheap car insurance New York state has available often surprises residents.
Public Transportation In Schenectady
Amtrak, the national passenger rail system, provides regular service to Schenectady, with a station at 322 Erie Boulevard. Schenectady also has freight rail service from Canadian Pacific Railway and CSX Transportation.
Schenectady had a local streetcar system and electric interurban passenger service. The Schenectady Railway Co. had local lines and interurban lines serving Albany, Ballston Spa, Saratoga Springs and Troy.