Get a Quote
Mount Vernon, the eighth-most populous city in the state of New York, has two major sections. Southside Mount Vernon is more urban, resembling the Bronx to the south, while Northside Mount Vernon is more residential. Mount Vernon’s downtown business district is on the city’s Southside, which is home to the City Hall, Mount Vernon’s main post office, Mount Vernon Public Library, office buildings, and other municipal establishments. It is an inner suburb of New York City, immediately to the north of the borough of the Bronx. Just like most of the areas around New York, traffic is always an issue. Residents should take the time to explore all the options for cheap car insurance Mount Vernon has to offer.
Cheap Car Insurance Mount Vernon Requirements
New York State law requires drivers to carry auto liability insurance coverage at all times. It must remain in effect in order to keep your vehicle registration valid, and must be issued by a company licensed by the New York State Dept. of Financial Services. Out of state insurance is not acceptable, and the insurance must be in the name of the vehicle owner.
- $10,000 for property damage, per single accident
- $25,000 for bodily injury/$50,000 for death of one person, per single accident
- $50,000 for bodily injury/$100,000 for death of two or more persons, per single accident
- For more information, here is a link to the New York State Department of Motor Vehicles’ insurance page.
The average commuter in the New York area spends 60 hours a year stuck in traffic. Because there are so few drivers, the amount of options for cheap car insurance New York state has available often surprises residents.
Public Transportation In Mount Vernon
In late 2005, the RBA Group conducted a study which revealed that over 5,000 commuters use the area on a daily basis; about 3,600 commuters use the Westchester County Bee-Line Bus System, and 1,500 use the Metro-North Railroad.