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As of 2014, Buffalo is New York state’s 2nd-most populous city after New York City, with 258,703 residents. Buffalo’s economy and unemployment rate used to be one of the worst in the nation. Since the early 2010s, new construction, increased economic development, and hundreds of new jobs have brought new vitality to the area. As of March 2015, Buffalo’s unemployment rate was 5.9%, slightly above the national average of 5.5%. In 2016, the U.S. Bureau of Economic Analysis valued the Buffalo area’s economy at $54.9 billion. Because of it’s low cost of living, Buffalo is attracting more and more residents. That makes it even more important to know all the options for cheap car insurance Buffalo has available.
Cheap Car Insurance Buffalo Requirements
New York State law requires drivers to carry auto liability insurance coverage at all times. It must remain in effect in order to keep your vehicle registration valid, and must be issued by a company licensed by the New York State Dept. of Financial Services. Out of state insurance is not acceptable, and the insurance must be in the name of the vehicle owner.
- $10,000 for property damage, per single accident
- $25,000 for bodily injury/$50,000 for death of one person, per single accident
- $50,000 for bodily injury/$100,000 for death of two or more persons, per single accident
- For more information, here is a link to the New York State Department of Motor Vehicles’ insurance page.
- The average commuter in the New York-Newark area spends 60 hours a year stuck in traffic. Because there are so few drivers, the amount of options for cheap car insurance Buffalo has available often surprises residents.
Public Transportation In Buffalo
The Niagara Frontier Transportation Authority (NFTA) operates Buffalo Niagara International Airport, and serves Western New York and much of the Finger Lakes and Southern Tier Regions.The Buffalo Metro Rail, also operated by the NFTA, is a 6.4 miles long, single line light rail system that extends from Erie Canal Harbor in downtown Buffalo to the University Heights district.
Two train stations, Buffalo-Depew and Buffalo-Exchange Street serve the city, and are operated by Amtrak. Historically, the city was a major stop on through routes between Chicago and New York City through the lower Ontario peninsula.