Cheap Insurance Missoula
Missoula is a bit of a college town, with the state’s largest university (University of Montana) based in the city. The school is also the largest employer. While Missoula is not as big as Billings, it’s population is rising with Montana‘s. It also has an interesting culture, with a mix of loggers, cowboys, artists, and students. Residents enjoy a cost of living that is about 5% lower than the national average. This also extends to the choices for cheap insurance Missoula agents have to offer. Depending on where you live in the state, auto insurance premiums can get high, so it’s worth shopping around at least twice a year.
Unique insurance factors in Missoula:
- Much of the city’s recreation is centered around outdoor activities like fishing, running, camping, and biking. This means you might be driving long distances on the weekends, so it’s worth checking to see if your auto policy includes towing or roadside. The last thing you want is to be stranded in the wilderness, however gorgeous it may be!
- While the crime index is only slightly lower than the national average, the car-theft rate is very low for a city of its size. This helps keep the rates for comprehensive coverage lower. Of course, we always recommend getting an alarm on your car, because the discount it gives you on your auto insurance usually makes up for the cost of installation.
- The population of the city is pretty spread out, except for the neighborhoods closer to the city center. If you live in the 59801 zip code you might pay slightly higher rates for your auto coverage than you would in other neighborhoods.