Cheap Insurance O'Fallon

Cheap Insurance O’Fallon

O’Fallon, with a population of just under 80,000 residents, is the seventh largest city in the state of Missouri. Since 1990 the population has quadrupled! This has a huge affect on local auto rates because insurance companies have to constantly revise them to account for new population statistics. Most of this growth is due to new suburban development and the city’s reputation for safety and quality of life. It doesn’t matter when you moved to the city, you’ve probably seen your auto premiums rise at some point. If you are currently looking for a better deal be sure to compare all the options for cheap insurance O’Fallon agents can offer. Comparison shopping is the absolute best way to guarantee your are getting the best deal on your coverage.

Quick facts about O’Fallon:

  • There isn’t a big transportation infrastructure yet, and no public transportation, so traffic can get bad. The majority of O’Fallon’s residents rely on their cars, which means more annual miles and higher premiums.
  • There were only 21 cars stolen in 2012! That is a phenomenal rate and means that full coverage prices should be lower than most other Missouri cities.
  • The cost of living in O’Fallon is about 7% lower than the national average, but has risen to match Missouri’s rates as a whole. Housing costs remain the lowest factor considered in the cost of living calculation, but the population boom has made home values rise over the past decade.

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