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Cheap Insurance Troy

While Troy is only the 11th-largest city in Michigan, it is by far the safest in the state. In fact, Troy ranks 19 on the list of safest cities in the nation! Low crime rates help keep auto insurance rates low (as well as homeowners and renters insurance), so if you do some comparison shopping you might be able to find a better deal. Especially if you’ve been with the same company for more than a year. We recommend looking over the options for cheap insurance Troy can offer at least twice a year to ensure you are always paying the lowest available rate for your coverage.

Here are some other factors that affect your insurance rates in Troy:

  • The city is home to a large number of major corporations, including Altair Engineering and Anchor Bay Entertainment. Employees of either of these companies stand a good chance of qualifying for either the highly-skilled or highly-educated worker discount.
  • It used to be that a large number of residents would commute to Detroit each day for work, but now that Troy’s economy has grown and diversified so much, the city is starting to see more incoming traffic. While this is great for the local economy, it isn’t that great for insurance rates. More drivers on the roads leads to more traffic congestion and higher accident rates. Both of these are factors insurance companies consider when calculating the rates for a city.
  • There were only 107 cars stolen in 2012 which goes a long way toward keeping the rates for homeowners and renters insurance low, as well as the rates for comprehensive auto coverage.

Have questions about auto insurance in your state? Want a quote for car insurance? Start with your zipcode for a fast, free quote.

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