Cheap Insurance Dearborn
Dearborn Michigan has gone through a lot since its heyday as a automobile manufacturing hub. Ford still has its headquarters in the city and employs the largest number of residents, but the city is also expanding into the health care and financial industries in order to fuel new growth. Because the city’s population has remained at right around 100,000 residents for almost three decades, insurance rates have also stayed steady. Not that you shouldn’t shop around. Exploring the options for cheap insurance Dearborn can offer is the best way to find the lowest rate.
Facts about Dearborn:
- There are a number of colleges and universities in the area which bring a lot of young drivers to the roads. This can mean a rise in the average auto insurance premium, but it also means a good percentage of the community will be eligible for higher education discounts. Not every company offers them though, so you’ll want to check with your agent.
- There were over 350 cars stolen in 2012 despite the overall crime rate dropping for the past decade. The 2012 number actually represents the lowest rate in over 15 years, which says a lot about public safety in the city. It also means that the rates for comprehensive coverage should start to go down soon, so keep an eye out!
- The northern half of the city has the highest population density by far, so residents there probably pay a bit more for their coverage. This is something to keep in mind when you are comparing rates. Get quotes for a number of zip codes so you can figure out where you should move or how your neighborhood is affecting your monthly payments.