Cheap Car Insurance Aurora

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cheap car insurance auroraSince 1950, Aurora’s population has quadrupled! Once a manufacturing town, the city has invested in attracting technology companies. Because of it’s location on the BNSF railway, and the proximity to various interstate highways, it also serves as a regional transportation hub. The cost of living in Aurora is only 2% higher than the Illinois average, and the cost of housing in Aurora is just 4% higher than the national average. The Aurora area well known for its impressive collection of architecture, including structures by Frank Lloyd Wright, Ludwig Mies van der Rohe, Bruce Goff and George Grant Elmslie. Aurora attracts many tourists due to its a rich history of entertainment. There are several theaters in the downtown area and several large community parks with baseball stadiums, circus acts, and race tracks. Tourists means heavier traffic, and a higher risk for accidents. This makes it important to understand all the options for cheap car insurance Aurora has available.

cheap car insurance aurora 2Aurora Insurance Requirements

If you work in education, the medical sector, technology, or even some labor industries you might qualify for additional premium discounts. These are usually referred to as “affinity” discounts, and are given for highly-skilled or highly-educated workers. Be sure to check to see if you company offers them.

  • Illinois’ mandatory minimum coverage for bodily injury or death of one person in an accident is $20,000.
  • Illinois’ mandatory minimum coverage for bodily injury or death of more than one person in an accident is $40,000.
  • Illinois’ mandatory minimum coverage for damage to property of another person is $15,000.

The minimum coverage may be all the law requires, but Aurora has a large population, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Aurora can provide.

  • Collisioncheap car insurance aurora 3
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Public Transportation In Aurora

Aurora is the final stop of the Burlington Northern Santa Fe line of the Metra commuter rail system, allowing rail service into Chicago. Pace Suburban Bus operates local bus service within Aurora six days a week, and  Metra trains and Pace buses stop at the Aurora Transportation Center. The average travel time to work in Aurora is 14% higher than the national average, yet the number of people who take public transportation in Aurora is 9% lower than the national average. Putting more miles on your car each year results in an increase in your liability and collision coverage rates, so utilizing public transportation or carpooling is one of the best ways to keep your mileage low and avoid rate increases.