Get a Quote
Home to the University of Florida, Gainesville is a bit of a college town, and is the largest city in the North Central region of Florida. Gainesville is the largest city in the region of North Central Florida. It is also a component of the Gainesville-Lake City Combined Statistical Area, which had a 2013 population of 337,925. The cost of living is low which helps the city attract even more new residents. The city is characterized by its medium size and central location, about 90 minutes driving time from either Jacksonville or Orlando, two hours driving time from Tampa, and five hours driving time from either Atlanta or Miami. If you are trying to save money, be sure to research all the options for cheap car insurance Gainesville can offer. The more you shop, the more you save!
Cheap Car Insurance Gainsville Requirements
- Florida state is a “no-fault,” meaning that an individual’s insurance company covers their losses regardless of fault.
- Florida requires a minimum of $10,000 for Personal Injury Protection.
- Florida also requires a minimum of $10,000 Property Damage Liability.
- Driving without insurance in Florida can result in a suspension of your registration or driving privileges, and a reinstatement fee of between $150 and $500, plus the cost of insurance.
- Keep your mileage low. Most insurance companies take your annual mileage into account when calculating your rates. After all, the more you drive the better your chances of getting into an accident. If you can carpool, bike, or take public transportation to work, it’s worth considering. You might save a lot on your auto insurance
- The Florida Department of Highway Safety and Motor Vehicles has authority over most auto-related matters; their website may be found here.
Public Transportation In Gainsville
- Amtrak Thruway Motorcoach buses connect with Jacksonville, Florida, to the north and Lakeland, Florida to the south. Buses arrive/depart stations to connect with the Silver Service. Amtrak train service is available at Palatka, Florida, 32 miles to the east.
- Gainesville is served by Gainesville Regional Transit System, or RTS, which is the fourth-largest mass transit system in the state.