Palm Beach Gardens is a city in Palm Beach County and has a number of gated communities. Before it was urbanized, the area was primarily cattle ranches, pine forests, and swampland further west. The City of Palm Beach Gardens has grown steadily during the last forty years, and now has many neighborhoods, as well as 12 golf courses within the city limits. The Honda Classic, the 1983 Ryder Cup, the 1987 PGA Championship, and the Senior PGA Championship have all been held at least once in the city. The cost of living in Palm Beach Gardens is 21% higher than the Florida average, and 19% higher than the national average. The overall crime rate in Palm Beach Gardens is 3% higher than the national average, and the city is safer than 51% of the cities in the United States. The city was hit by Hurricane Frances, Hurricane Jeanne, and Hurricane Wilma in 2004 and 2005. The number of natural disasters in Palm Beach County (20) is much greater than the US average (12). Insurance agencies use these types of statistics to determine insurance prices. This makes it very important to understand all the options for cheap car insurance Palm Beach Gardens has available.
Cheap Car Insurance In Palm Beach Gardens
- Florida state is a “no-fault,” meaning that an individual’s insurance company covers their losses regardless of fault.
- Florida requires a minimum of $10,000 for Personal Injury Protection.
- Florida also requires a minimum of $10,000 Property Damage Liability.
- Driving without insurance in Florida can result in a suspension of your registration or driving privileges, and a reinstatement fee of between $150 and $500, plus the cost of insurance.
- Keep your mileage low. Most insurance companies take your annual mileage into account when calculating your rates. After all, the more you drive the better your chances of getting into an accident. If you can carpool, bike, or take public transportation to work, it’s worth considering. You might save a lot on your auto insurance.
Public Transportation In Palm Beach Gardens
There is 1 airport and 2 Amtrak train stations within 30 miles of the Palm Beach Gardens city center. The average travel time to work in Palm Beach Gardens is 19% lower than the national average. Public transit is provided to Palm Beach County through PalmTran. Also, the South Florida Regional Transportation Authority extended the Tri-Rail commuter rail system northward near PGA Boulevard. A trolley system is also being proposed to serve the newly developed “Downtown” area. Public transportation and carpooling can lower your auto insurance rates by decreasing your yearly mileage. This will help you qualify for the low mileage discount.