Cheap Insurance New Haven
New Haven is the main city in Greater New Haven metro area (which has a total population of around 860,000). Because of this population density, there are many more cars on the road than other comparably sized cities. There has been a recent federal and state grant to construct a new commuter rail line which should help alleviate much of the traffic problems in and around New Haven. This can also help lower insurance costs, which are quite a bit higher in New Haven than the rest of Connecticut. Residents can save a lot of money by taking a few minutes to look over the choices for cheap insurance New Haven agents have to offer.
Other ways to save in New Haven:
- Know your neighborhood: Different zip codes will have different rates, and this generally corresponds to the city’s various neighborhoods. If your car is kept Downtown, you’ll probably pay different rates for some coverages than you would if you stored your car Edgewood or Dwight.
- Install an alarm: There were over 700 stolen cars in 2012, which has raised the rates for comprehensive coverage. If you have an anti-theft device on your vehicle, most companies will give you a discount on the premium for comprehensive coverage.
- Know your traffic patterns: There are almost 350,000 commuters on the road in New Haven during peak hours each day. That’s a substantial increase in the accident risk. If you can’t take public transportation, consider carpooling so that risk is shared. The less you drive each year, the less you pay for your car insurance.