Cheap Insurance Tempe

The Salt River Community

 

Tempe, Arizona was once known as Hayden’s Ferry.

One of the only towns located near water, Tempe has an advantage.

A suburb of Phoenix, Tempe is an Eastern city booming and prosperous.

With approximately 160 thousand residents, Tempe is a small enough town to be tight knit yet large enough to be flourishing.

Tempe’s economy is good and it is home to a fortune 500 company.

Insight Enterprises gives jobs to thousands of people in this area.

Arizona State University is located in Tempe and the citizens are proud of it.

This University employs over 8 thousand people in Tempe.

This college town is fun and full of life.

It is also home of Arizona’s largest malls called the Arizona Mills.

There is also a large open air market which is beautiful to shop in.

Education is a large industry in Tempe.

There is also two community colleges here.

Tempe Town Lake gives this city a beautiful landscape.

There are not many desert communities which have water surrounding it.

There are many great pictures that can be taken here in the city.

Tempe is a flat, desert town and only small mountains surround the outside of the town.

The elevation for this city is around 1500 feet.

The climate here is a little more temperate than the Phoenix area.

It only gets to be about a high of 105 degrees during the hottest time of the year.

If you are looking to live in Tempe you may need to purchase a house or a car.

You will need great insurance when you are making these big purchases.

Get the cheap insurance Tempe residents need today!

How Do I Get Insurance In Tempe?

 

When you are looking for insurance in Tempe, the best thing to do is to talk with a broker.

A broker is a professional who is educated in the insurance field.

You can ask them questions regarding deals and discounts.

A broker has the ability to locate the best insurance for you and your specific needs.

When you talk to a broker you can find out more about the policy you may need.

You should also look into the laws that the state of Arizona have about insurance.

Know what minimum requirements you need.

You can bundle your insurance policies to save money and get a better deal.

This means putting your car insurance and homeowners insurance policies together with one company.

Insurance companies like to reward loyalty.

Let’s see what kind of insurance you need in your life.

 

Insurance Requirements Tempe

Car Insurance

 

Car insurance in Arizona is mandatory.

If you want to drive a car in this state, you need the minimum amount of insurance.

You also need to have a current registration in your state and a valid drivers license.

The best way to attain car insurance is to talk to a broker about your options.

Depending on the type of car you have, how good of a driver you are and what your credit score is, you could have great insurance.

Get the cheap car insurance Tempe residents need and want.

Don’t just have the basic insurance plan.

Get the best policy for you and your family.

 

Here is what is expected of drivers in Tempe:

 

  • Bodily Injury Coverage with a minimum of $15,000 per person and $30,000 per accident.
  • Property Damage Liability Coverage at a minimum of $10,000
  • Uninsured Motorist Bodily Injury Coverage of at least $15,000 per person and $30,000 per accident.
  • Underinsured Motorist Bodily Injury Coverage at a minimum of $15,000 per person and $30,000 per accident.

When you want full coverage, you will need the following:

  • Collision insurance which will cover your car and yourself in an accident
  • Comprehensive coverage will pay for theft of a vehicle as well as other minor damages not incurred in an accident.
  • Towing and Roadside Assistance are great features you can add to your insurance policy.

You may also qualify for discounts.

Ask your local agent or call us at Cheap Insurance today to find out more.

 

Car Quote

Motorcycle Insurance

 

Motorcycle insurance in the state of Arizona is very similar to car insurance.

You will need to have at least the minimum amount when you want to ride on two wheels.

We all know that riding a motorcycle is more dangerous than diving a car.

That is why most motorcycle enthusiasts choose to carry full coverage.

When you carry full coverage on your bike you will have your own bike and your own medical bills paid for if in an accident.

Get the cheap motorcycle insurance Tempe riders want today!

 

Here is what you might want in your motorcycle insurance policy:

 

  • $15,000 bodily injury coverage per person
  • $30,000 bodily injury coverage per accident
  • $10,000 property damage coverage per accident

There is always more insurance coverage.

 

Here is what else you may want:

  • Collision coverage can help cover costs to you and your own bike.
  • Comprehensive coverage will cover theft and other types of damages to your bike.
  • Towing and roadside assistance are always a good idea in case you break down. You could be covered or reimbursed for this.
  • Uninsured Motorist coverage is a great idea. If you get into an accident with an uninsured rider or driver, your costs will still be covered.

 

The best way to get a good deal on your insurance is to be a safe rider.

You could have a discount applied to your policy if you take a motorcycle safety course.

Ask your broker how else you can save!

 

Cycle Quote

Homeowners Insurance

 

When you purchase a home, you put your whole life into it.

You put money, time and perseverance into the picture.

Owning a home can be stressful and expensive. But there is also a lot of satisfaction involved.

Make sure that your largest asset is protected with great insurance.

Get the cheap homeowners insurance Tempe buyers want.

You can have a great policy for not that much.

Talk to a broker about how much insurance you might need.

When you want discounts, try making your home more secure by adding an alarm or a sprinkler system.

 

This is what could be covered in your policy:

 

  • Damage to your home, including permanent structures on your property—unless your policy specifically excludes the cause of the damage
  • Damage to personal property, meaning the items in your home that are not attached to the dwelling, due to causes outlined in your policy
  • Liability coverage for legal matters or accidents that occur on your property
  • Loss of use, which allows you to maintain your lifestyle at another residence while your home is being repaired without incurring additional costs
  • Limited coverage for items such as stolen jewelry—the amount of coverage varies depending upon state of residence, and you always have the option to increase this coverage.

 

Getting the insurance policy you want can be cheaper than you might think.

Talk to a broker today when you call.

You can have a free quote by clicking on the link button below.

 

Home Quote

 

Life Insurance

 

Life insurance is a large investment not for yourself, but for your family.

The money you leave behind with life insurance can help those you love.

You can have the best life insurance policy for under $100 a month.

Policies vary depending on what you need and how much money you want to leave to your beneficiary.

The best gift you can give your friends and family after you pass is financial security.

Not just for themselves but for the debts and obligations you leave behind.

Make sure you have the cheap life insurance Tempe families deserve.

 

There are a couple different kinds of life insurance policies you can have:

 

  • Term life insurance is a product that is called temporary because it’s meant to protect you for a certain amount of time.
  • It comes in forms of 5 year term, 10 year term and all the way up to 30 and sometimes 40 year terms.
  • Permanent life insurance is a life insurance product that can provide life insurance protection for your entire life. Depending on the type of product or company, it can range from  coverage to age 90, 100, 121 or lifetime.

Key details you should know:

  • insurer: the insurance company which is responsible for paying out claims.
  • Owner: is the person paying the premiums every month to the insurance company.
  • Insured: is the person for whom the payments are being made and whose life the policy is based on.
  • Beneficiary: is the person who will receive the money once the Insured is deceased.

Talk to a broker today about how the gift of life insurance can affect you and the ones you love.

 

Life Quote

 

Health Insurance

 

Living a healthy life is important for quality of life and quantity of life.

You might not treat yourself perfectly, but you know that your family deserves to have great coverage.

Get the cheap health insurance Tempe residents know they need.

Health coverage is mandatory in this country and we all need to have it.

Fortunately rates for health coverage are based on your income.

That means that those of us who are making less can still afford the basic coverage we deserve to have.

The best way to get your health insurance coverage is to talk with a broker who knows the ins and outs of the industry.

Brokers have a large network of providers they work with.

Pick a doctor you like and trust at a rate you can afford.

 

What is health insurance and how does it work?

 

  • Health insurance is an insurance that pays for all or some of a persons healthcare bills. These plans range from group health plans, individual health plans, worker’s compensation, and government health plans.
  • Healthcare costs include: doctors visits, hospital stays, surgery, procedures, home care and other treatments.
  • Costs can vary wildly between policies. With our national network of Health Insurance Professionals we can help you find all the possible discounts available to you.
  • Emergency room visits are the most expensive. Try to avoid them. If you can wait to get in with your regular doctor, this is the best solution for saving you money.

Most months, nothing does. But if you do need to see a doctor or be hospitalized, that premium covers it. Health insurance is a contract between you and the health insurance company that states that they will pay a percentage of your medical bills.

 

 

  1. Be very honest with your health care agent. We want to find the best option that works for you and we need all of the correct information on your health and background.

Get the best insurance you can by talking to your broker.

Ask about how your deductible affects your premiums.

The best insurance you can have is the kind you can depend on and afford.

Make that happen by getting your free quote today!

 

Health Quote

 

Renters Insurance

 

Renting a home can be just as beneficial as owning a home.

Just because you don’t own the house you live in doesn’t mean that it doesn’t feel like home.

Purchasing a house can in fact be stressful.

Getting a rental can save you time and money.

But your landlord doesn’t legally have to protect your assets or liability.

Renters insurance can give your family security and protection.

Add up all of the valuables in your home.

It is probably more than you might think.

Get the cheap renters insurance Tempe residents need who love their home.

If you are a renter in California and do not have renters insurance, you are taking a big risk.

 

What is renters insurance?

 

How much is your television worth? How about your jewelry? Computers? Musical instruments?

You probably own more than you think.

So get a great policy that can console your fear of theft.

  • A basic liability coverage is $100,000 of coverage for $50 a year. This is quite a steal, but you should have it. You can always raise the limit to $500,000 a year.
  • Liability coverage usually covers if your dog bites someone as well.
  • Sometimes renters insurance even covers your things if they are stolen outside of your apartment or home.

 

Renters Quote

SR22 Insurance

 

When you get a DUI you are in trouble.

You need help to get out of that situation. Having a revoked license could mean losing a job or worse.

So get yourself back in the drivers seat by having SR22 insurance.

The state of Arizona makes it mandatory for you to have SR22 insurance.

Get the cheap SR22 insurance Tempe drivers want to get their life back.

Don’t wait, but get started today by talking to your broker.

You will need to attain SR22 insurance for a minimum of three years.

The best feeling in the world is to take accountability for your actions.

You can start over by having a great policy that you can afford.

 

What is SR22 insurance exactly?

 

  • SR22 Insurance is a vehicle liability document required by the Department of Motor Vehicles for “high-risk” drivers. It is a document issued by your insurance company showing proof that you are carrying the minimum amount of auto insurance required in your state. SR literally stands for “safety responsibility”.

 

SR22 Quote