Cheap Insurance Surprise

Cheap Car Insurance Surprise

The population growth of Surprise over the last fifteen years fits the city’s moniker. With just over 30,000 residents as of the 2000 census, the city now has over 120,000! A lot of this growth was fueled by an influx of retirees, who came to take advantage of the city’s low property tax rates. The cost of living is a shade lower than the state’s average, with goods and services representing the lowest cost. Insurance costs are pretty low, as 25% of the population is over 65 and that demographic generally is a lower risk for auto accidents. It’s easier than ever to find the many options for cheap insurance Surprise has to offer, so take a few minutes every quarter to get comparison quotes.

Other facts about Surprise that affect local insurance rates:

  • The only time residents see a lot of traffic is along the corridor into Phoenix where there can be frequent delays. There are over 2 million commuters on the roads each day in the area, which leads to a pretty high risk of auto accidents. This has the added affect of raising the rates for car insurance.
  • There were only 118 cars stolen in 2012, with the highest crime zones being the neighborhoods to the southeast (which are more densely populated and closer to Phoenix). This is something to keep in mind if you are thinking of relocation. Every neighborhood will have different rates for some coverages, so get as many quotes as you can beforehand so you know what to expect.
  • Surprise doesn’t have much in the way of public transportation, so residents are heavily reliant on their vehicles. But since so much of the population are retirees, the usual commute/traffic patterns don’t apply.

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