Cheap Insurance Surprise

Exceeding Your Expectations


Surprise, Arizona was first founded by a woman who didn’t think it would amount to much.

How wrong she was. When first founded, this desolate desert town was nothing but tumbleweeds and cacti growing.

But now it is filled with amazing architecture, green grass and an amazing school district.

Surprise is one of the fastest growing cities in Arizona. From the year 200 to 2010, the town grew at a rate of almost 300 percent.

Going from a meek city of 30 thousand residents to a bustling 120 thousand people.

That means that there has been a ton of infrastructure and building going on.

Not only houses, but a new library, a beautiful town square and many parks.

People come to Surprise to raise families, get away from the big city and to enjoy what is here.

From great restaurants to amazing schools, there is something for everyone.

From the small child to the retiree, families come here to settle in and have a good time.

There is a world renowned aquatics center, a a beautiful wildlife zoo and the White Mountain Regional Park to visit.

You can visit one of the many parks in town and have a family fun filled day there.

The Gateway Park has a splash pad, and sports complex where kids play baseball and families come to enjoy it.

Whether you are moving to Surprise to raise a family, to work or to retire, there are many attractions to keep you entertained.

You can purchase a home here but you will need great insurance.

Whether you commute and need a car, you will still need insurance to feel protected.

Get the best cheap insurance Surprise residents want to feel secure.


How Can I Get The Best Insurance In Surprise?


The best way to get insurance in Surprise is to talk to a broker about your options.

A broker is trained in the field of insurance and is your best bet of getting the best deals you can.

They work for you, the consumer, and not for the insurance company.

You can trust their opinion and it will save you a lot of time and money when you work with a professional.

You will also want to get educated about the laws in your state.

Every state is different and you must abide by the minimum requirements.

You can have discounts when you ask your broker for them.

Bundle your insurance policies with one company and save even more.

let’s see what kind of insurance policies you might be looking for.


Insurance Requirements Surprise

Car Insurance


Car insurance is mandatory in the state of Arizona.

There is a minimum amount of car insurance you need along with a valid drivers license and current registration.

Car insurance can give you security when you are driving and commuting in Surprise.

Depending on if you have a loan out on your car or not, you may need more than just the minimum amount of insurance.

Get the cheap car insurance Surprise residents want now.

There are more discounts than you might think when shopping for car insurance.


Here is what is expected of drivers in Surprise:


  • Bodily Injury Coverage with a minimum of $15,000 per person and $30,000 per accident.
  • Property Damage Liability Coverage at a minimum of $10,000
  • Uninsured Motorist Bodily Injury Coverage of at least $15,000 per person and $30,000 per accident.
  • Underinsured Motorist Bodily Injury Coverage at a minimum of $15,000 per person and $30,000 per accident.

When you need full coverage, this is what else you will want in your car insurance policy:

  • Collision insurance which will cover your car and yourself in an accident
  • Comprehensive coverage will pay for theft of a vehicle as well as other minor damages not incurred in an accident.
  • Towing and Roadside Assistance are great features you can add to your insurance policy.


You may also qualify for discounts.

Ask your local agent or call us at Cheap Insurance today to find out more.


Car Quote


Motorcycle Insurance


Motorcycle insurance in the state of Arizona is very similar to car insurance.

You need a minimum amount to ride a bike legally.

Most riders want to have more than just the minimum amount because riding a bike is more dangerous than driving a car.

Get the cheap motorcycle insurance Surprise riders want today.

Here is what you will need when talking to a broker:


  • $15,000 bodily injury coverage per person
  • $30,000 bodily injury coverage per accident
  • $10,000 property damage coverage per accident

There is always more insurance coverage.

You are riding a motorcycle so automatically you have a higher risk of injury than if you were in a car.


Here is additional coverage:

  • Collision coverage can help cover costs to you and your own bike.
  • Comprehensive coverage will cover theft and other types of damages to your bike.
  • Towing and roadside assistance are always a good idea in case you break down. You could be covered or reimbursed for this.
  • Uninsured Motorist coverage is a great idea. If you get into an accident with an uninsured rider or driver, your costs will still be covered.


Don’t ride without the protection you deserve.

You can have safe rider discounts by taking a safety class.

Call your broker today or get your free quote by clicking the link button below.


Cycle Quote


Homeowners Insurance


When you purchase a home, you will want protection against damages to that home and the liability for it.

There is no law making it mandatory for a homeowner to have insurance, however most lenders will require it.

That means that when you purchase a home with a loan, you will be required to carry coverage for that home because you do not own it outright.

Looking for homeowners insurance can be easy when you talk with a broker.

It doesn’t have to cost you more than you want to pay.

Get the cheap homeowners insurance Surprise buyers need.


What is homeowners insurance and how can it help me?


  • You have a few different types of coverage: a cash value coverage, a replacement cost coverage and a guaranteed or exceeded cost coverage.
  • Not every type of damage is covered by homeowners insurance. Ask your agent if you have something specific you would like covered.
  • If you have a home-based business, your homeowners insurance could be a tax write off.
  • Neglect of the home is a red flag for insurance companies. If your home is in bad shape or something is damaged because of negligence, they may not pay out.
  • Homeowners insurance is in place in case a disaster such as a fire occurs and your home is destroyed. You will need it insured to pay off the loan on the home and recover damages.


Ask your broker about how you can get the right discounts on your homeowners insurance.

By adding an alarm to your home, you could save.

Call and get the right insurance for your home and your family today.


Home Quote


Life Insurance


Life insurance can be a great gift to give to those you love the most.

Not many families want to talk about the end of life and what that means.

But it is important to talk about financial security for those who depend on you.

If you get the cheap life insurance Surprise residents need, you will be prepared for the future.

Life insurance can come in a few different forms.

Ask a financial advisor which policies might work best for your circumstance.

The best thing you can do for your loved ones is leave them the gift of financial security after you leave this earth.


Why do I need life insurance?


  • Life insurance is about planning ahead. It can provide financial security to those you care about, cover medical bills, funeral costs, mortgage, on other living expenses.
  • If you are the primary provider for others, it can also replace your income for them, or give them money for college or other expenses. It can even be used to earn a cash value that you can withdraw or borrow against later.
  • Life insurance can change a life because when you leave behind money for the ones you love, they can take care of your debts.
  • This type of insurance can help pay for student loans, mortgages and debt that you leave behind.
  • Life insurance is a contract. You sign up for a certain amount of life insurance.
  • The Insurance company takes in your premiums monthly. When you pass,  the company pays out what is called a “death benefit” to whoever you leave the money to.
  • There are over 800 life insurance companies in the United States. With this amount, you are most likely going to find the perfect policy to meet your needs. Only 60% of all American have a life insurance policy in the works.


Get the best policy you can by talking with a broker today!


Life Quote


Health Insurance


Health insurance is mandatory in the United States.

Rates for health coverage is based on the amount of money you make.

For those who cannot afford much, they can still have health insurance for themselves and their families.

When you carry the right health coverage for your family, you will feel more secure.

Knowing that if someone falls ill or needs a cast or crutches, you can see a doctor.

You can attain great health insurance and have an amazing doctor without spending a fortune.

Stay within your budget and have the care you need.

Get the cheap health insurance Surprise families deserve now.

You can talk to your broker about what is included in your insurance policies .

They can give you multiple policies to choose from.


What is health insurance and how does it work for me?


  • Health insurance is an insurance that pays for all or some of a persons healthcare bills. These plans range from group health plans, individual health plans, worker’s compensation, and government health plans.
  • Healthcare costs include: doctors visits, hospital stays, surgery, procedures, home care and other treatments.
  • To qualify for government healthcare, one must meet a financial criteria.
  • The simple way to look at healthcare is that it is there for you when you need it but you still have to pay for it when you don’t.
  • You can lower your monthly premium by raising your deductible.
  • You will need to pay your co-pay when you visit a doctor but this usually only costs around $15 a visit.
  • Emergency room visits are the most expensive. Try to avoid them. If you can wait to get in with your regular doctor, this is the best solution for saving you money.
  • Be very honest with your health care agent. We want to find the best option that works for you and we need all of the correct information on your health and background.


Get your health insurance now by calling and talking to a professional.

Health Quote


Renters Insurance


Just because you don’t own a home, doesn’t mean you don’t love your home and want to protect it.

Renting can be beneficial for some individuals and families.

When you rent an apartment or home, you will still need to protect your assets and valuables.

You will want to have the best cheap renters insurance Surprise tenants need.

Have a great renters insurance policy for less than $20 a month.

You need to be protected because not every landlord will have the proper insurance on the home they own.

  • A landlord’s insurance policy may not cover theft and damages. You will want to have your own. Most landlord’s insurance policies cover damages to the structure due to negligence. If you do not have renters insurance, you may have to pay out of pocket.


What is renters insurance?

  • A basic liability coverage is $100,000 of coverage for $50 a year. This is quite a steal, but you should have it. You can always raise the limit to $500,000 a year.
  • Liability coverage usually covers if your dog bites someone as well.
  • Sometimes renters insurance even covers your things if they are stolen outside of your apartment or home.


Get your policy now!

Renters Quote


SR22 Insurance


SR22 insurance is a type of insurance that you must have in order to get back in the drivers seat.

In the state of Arizona, you must attain not only SR22 insurance but regular car insurance.

If you have ever had a DUI or revoked license, you realize that SR22 is the only way to get your life back.

This form of financial responsibility can be obtained by talking to a broker.

Get the cheap SR22 insurance Surprise residents want and need.


This is when you will need SR22 insurance:


SR22 documentation is “proof of financial responsibility” for drivers who have had their licenses
revoked or suspended for any number of reasons, including:

  • DUIs.
  • Excessive violations within a certain time frame.
  • Driving without insurance.
  • Outstanding traffic or parking fines.
  • At-fault accidents while uninsured.
  • Reckless driving.


Don’t sell yourself short just because you are going through a hard time.

Follow the laws of your state and obtain the SR22 insurance you will need to start driving again.


SR22 Quote