Cheap Insurance Scottsdale

Cheap Car Insurance Scottsdale

Scottsdale’s auto theft rate has significantly decreased in the past decade. It went from 1,059 thefts in 1999 to 241 in 2012. This is good news for insurance holders, as your rates for comprehensive coverage should be lower than ever. In fact, now’s the best time to look at all the possible options for cheap insurance Scottsdale has on hand.

The city, known as “The West’s Most Western Town,” still has some of the feel of an Old West cowboy town. Downtown has some raging nightlife, and people come in from nearby Phoenix to experience its hospitality. In fact, 39% of the city’s revenue comes from tourism.

Scottsdale Insurance Facts

  • Many residents commute into and out of Phoenix for work each day, adding to the area’s traffic congestion. This increases liability rates.
  • Auto Theft rates are low (as we said), so you’ll pay a lot less for full coverage in Scottsdale than you would in Phoenix.
  • Downtown Scottsdale, particularly at night, is probably the place you want to drive the safest. Nightlife and tourism can clog up the roads, and DUIs are more common.
  • Because it’s a tourist destination, the city’s cost of living is around 12% higher than the national average, which tends to bleed over into insurance costs.
  • Arizona requires specific coverage for all drivers, but there are plenty of ways to find additional coverage for cheap.

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