Cheap Insurance in Montgomery

Cheap Car Insurance Montgomery

After Birmingham, Montgomery is the second-largest city in Alabama despite being the state’s capital. It was the first city in the nation to install electric street cars, which had the added effect of spreading the population away from the city center. Population growth has remained fairly steady throughout its history. Today, residents have more ways to find the choices for cheap insurance Montgomery has to offer.

Unique factors that affect Montgomery insurance.

  • The east side of the city is the fastest growing sector, so insurance rates will fluctuate more as statistical data continues to change.
  • Downtown is in the process of being revitalized, so rates will be changing their as well, depending on how the changes affect crime and traffic rates.
  • There were over 1,000 auto thefts stolen in 2012, which is about average for a city of Montgomery’s size.
  • The economy is slowly being diversified, away from an agricultural and manufacturing base. This has brought a number of changes to the demographic.
  • Alabama requires minimum liability limits, but in larger cities like Montgomery drivers are encouraged to at least purchase additional liability limits to better protect them financially.

Steps to Save Money in Montgomery

  1. Know how much you want to spend on insurance. This will help you decide what coverage best meets your needs.
  2. Decide what coverage is important to you.
  3. Comparison shop!

#3 is the absolute best way to save money, especially when you already know what you are looking for. If you have been with your insurance company for a while, there’s a good chance you can find a lower rate. This is due to the many changes Montgomery has undergone in recent years, forcing insurance companies to frequently revise their rates.


Have questions about auto insurance in your state? Want a quote for car insurance? Start with your zipcode for a fast, free quote.


OR speak to an agent:


(844) 334-6206


Not Convinced?

Local Cheap Car Insurance Montgomery agencies we can beat in price.