Keep Your Sanity And Your Money This Holiday Season

 

Thanksgiving, Christmas, Hanukkah, New Years, they all seem to run together.

This time of year you are not only catching up with friends, but catching up on bills.

Maybe your car insurance bill is due, or your annual property tax.

We all still have to live life, even during this strenuous time.

You may be expecting a large party of friends over for a game of football.

Or maybe you are traveling cross country to see family.

Whatever your Holiday plans are, you can make them brighter and cheaper than ever before.

The average person spends around $1000 every year for Christmas for their families.

The average Thanksgiving dinner is around $100, and that’s not counting decorations or alcohol.

Most families gather for this time of year, but some just can’t afford to make the trip.

Maybe you are a workaholic, or maybe your family has some sort of unforeseen medical bills coming up.

Whatever the reason for you trying to buckle down and stay home, it’s ok!

There is a way to keep your sanity and your money this holiday season.

 

Some statistics about this time of year…

 

First of all, let’s wrap our heads around what really goes on over this season. 

Between Halloween and New Years, the consuming in America is outrageous!

We will spend as a whole over 670 billion dollars on gifts, decorations, trees, and everything else according to the National Retail Federation.

That has risen almost .04% from last year. Now, this is good for our economy, don’t get me wrong.

But how can we save more this Holiday so that we are better off come the new year?

I have found quite a few ways to do this so listen up!

 

Car Deals During The Holiday

 

You might be thinking that the last thing you need to do is purchase a car during this time of year.

But the deals and savings are great right now!

If there is any good time to purchase a car, it is the month of December. Every dealership wants to get rid of this years models.

And if they can’t they will offer you a cheap lease deal instead.

You could purchase a 2017 car for much less at the end of the year than when they first come out.

And that means money in your pocket as well as more value in your car.

A 2017 Hyundai Elantra could be yours for a 3 year lease deal for only $500 down and $250 per month.

That is a brand new car! With the plastic still on the seats.

Now, of course this does depend on credit, income, and all of those things.

But if you are looking for a new car for work to impress the boss, or maybe a minivan for the family, explore your options during the Holiday sales.

Car Insurance can be purchased cheaply in some cases as well. If you choose to purchase annual car insurance at the same time as your new car, you could save.

Bundle this with your homeowners insurance and save even more

 

Gift Exchange

 

Try talking your family into a gift exchange this year. We do consume far too much over the Holiday season.

Think of those family members who can’t quite afford to keep up.

When you are in your twenties for example, you can’t afford to spend $100 on each relative like grandma and grandpa can.

So make thing fair and pull a name from a hat!

A great way to do this is to have a name pulling party. Invite over those family members who can attend.

Drink a little champaign and talk about the Holidays. Maybe you will have a tree-lighting ceremony at your home.

This way people can get excited about who they chose but still have to keep it a secret.

You can also create an online gift exchange.

There is a great APP called Elfster that will keep your secret Santa exchange special.

Email this to everyone and create a log in. You can even send messages throughout the Holiday’s in this APP.

Watch your family get excited about their incredible gifts while also saving money.

 

Buy Seasonal Food

 

During the fall and winter, there are some amazing vegetables and legumes available to eat.

Buying local and buying seasonal can actually save you money.

Just go to your local grocery store or farmers market.

Beets, cabbage, lettuce, broccoli and some types of squash will be perfect for winter dishes.

Purchase a quality pork or beef and use your crock pot this winter.

Barley is an amazing source of fiber.

Add your best winter veggies on top of freshly cooked butter barley for a healthy and yummy dinner.

You won’t be eating a lot of fruit this winter, expect maybe mandarins and persimmons.

But it is always healthiest to eat seasonal foods because you know they are being naturally grown.

For example Spaghetti Squash is a nice vegetable that you can make the most delicious meals out of.

Here is one meal that everyone will love:

Spaghetti Squash Pasta

Dig in! This is a cheap meal for the winter time. You can cook this whole dinner for under $15! And you may even have some left over!

 

Keep Your Utilities Low

 

One way to budget for the holidays is to make sure your house stays at a consistent temperature.

You may have homeowners insurance or renters insurance which is great!

But it will not cover some of the maintenance you will need to do on your home to keep it well insulated for winter.

There are many simple tasks you can do to ensure savings this winter.

Some local utility companies can even help you with your projects.

Your house is your home, so keep it comfortable without breaking the bank.

Here area list of things to do to your home, so that your utility bills stay low:

 

10 Ways You Can Save In The Colder Months

 

 

Stay Home This Winter

 

We all want to be with family over the holidays, but if you are having some financial issues, or even if you want to add to your savings, then just stay home.

Millions of people commute and travel over the winter months in order to see family and friends.

That is a great way to spend your holiday season, but try staying in more this winter. 

Have a staycation and make this thanksgiving and Christmas intimate with just your immediate family.

Try making your home a haven for love, warmth and comfort this winter.

Gas expenses can get high in fall and winter just from the amount of traveling Americans do.

So staying home will cut on this cost as well as maintenance on your cars.

Try staying home to cook together instead of eating out.

You can make a fun family experience out of a regular winter night. Pizza is a fun baking idea for the kids.

Try teaching everyone in the house how to make soup.

You can even name the soup after your family and make it a family tradition to make this together.

You can make soup very cheaply!

 

Hack Your Way Through Winter

 

There is more than one way to skin a cat, as they say.

Wintertime and the holidays have a certain “status quo” with the amount of parties to attend and decorations to adorn your house.

 

Remember this holiday season to enjoy what matters most, the people in your lives.

Cheap doesn’t have to mean boring.

Giving doesn’t have to be expensive.

Think outside the box, and have one of your best Holiday season yet!

 

 

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