Cheap Pet Insurance

Cheap Pet Insurance Quotes Online

You and your beloved pet deserve to be protected from the unexpected. Cheap Insurance has been offering quality insurance for over 40 years. And now we are proud to offer pet insurance. Because we understand how important your furry friends are to you and your family. Don’t get stuck with unwanted vet bills. Be prepared for medical expenses and even death by acquiring what so many animal lovers already have. Pet insurance! The cheap pet insurance offered to you is of the highest standard and quality.

You can have your pet insurance quote within a matter of minutes. Or you may have questions. This is why Cheap Insurance has some of the best representatives around. They are here to talk you through the insurance buying process. Whether you are looking for car insurance, homeowners insurance or even pet insurance, our agents have advice and information you need. Your beloved animals are like family to you. So why not invest in an insurance that will take care of them when they need it the most? From liability to medical costs, a great insurance for pets is a must.

Why Cheap Insurance?

Why purchase your pet insurance through Cheap Insurance? For starters, you will save money. You can bundle your insurance policies through us. We will be here when you need us. To answer questions or simply change your insurance plans. We can educate you on the types of insurance policies you may need and why. We know the process of buying insurance and can fill you in on what might work best for you and your family. Let us help make your insurance buying process easy and provide answers to your questions.

How do you know if pet insurance is the right decision for you? Have you ever had a pet become ill? Maybe your beloved cat was injured at one point and you had no other choice but to take them into the vet. Routine care for pets is a must as well. Most of you treat your pets as one of the family. Just like you need health insurance, your pet should be covered for those unexpected medical expenses. If you have multiple pets, this type of insurance could cut costs on all of the vet visits. Have an older dog or cat? You know that when pets age, they need extra care. This is one reason why pet insurance is so important.

 

Some Terms You Should Know:

Before we get started finding you the best insurance possible, it is good to know terms. Knowing what certain words mean when talking with your broker can help you better understand the process. You may want to combine your pet insurance with an existing insurance policy. Find out if this is possible. You might be able to qualify for discounts you never knew existed. Asking your broker about these discounts is easy and could save you money. Here are some terms you should familiarize yourself with when looking for any type of insurance.

Terms

  • An agent is a person who sells insurance and must be licensed to do so. Our agents are licensed and trained to help you receive the highest discounts.
  • Bundling is coverage that includes multiple policies such as auto and homeowners insurance that are combined to save the consumer on premium costs.
  • Deductible is a portion of a claim paid by the insured which is a set amount stated in ones insurance policy. You have the option of choosing ahead of time what your deductibles will be.
  • Broker: A person who compares and finds insurance policies for a consumer. They do not represent a particular insurance company but rather the consumer.
  • Coverage: Reimbursement protection for loss according to a written insurance policy.
  • Coverage Area: A specific area such as a state or country in which coverage exists, outside of the area coverage is excluded.

More Terms…

  • Deductible: A portion of a claim that is paid by the insured which is a set amount agreed upon during the purchase of the policy. Usually the higher the deductible, the lower the premium. This amount is paid either per occurrence or per calendar year depending on the coverage type. It is to be paid to the servicing agent who is repairing the damaged property.
  • Lapse: A period of no coverage such as periods of non-payment or between policy effective dates.
  • Liability Coverage: Coverage that pays someone that you have injured or property you have damaged and it is declared your fault.
  • Limits: The maximum amount of coverage provided under the policy or exceptions that are not covered.
  • Premium: The cost of the policy that must be paid in order to be covered.
  • Policy Holder: The person who purchases the policy, usually the beneficiary.
  • Proof of coverage: Written document that shows insurance coverage for the specific property for a specific time period.
  • Renewal: At the end of a policy term you have the option of renewing your policy for another term.

What We Offer

Cheap Insurance offers a great platform for getting the best rates on pet insurance anywhere. We can provide helpful representatives who can answer questions about insurance and how to apply for great rates in no time. The best part about working with a company who is so knowledgable about insurance and who has been offering great rates for over 40 years is the experience.  Finding a quote through us could mean saving money and dealing with great staff. Make your insurance purchasing time priceless by getting in touch with someone from Cheap Insurance today.

The best part about cheap pet insurance is knowing that your loved one is cared for in the best way. In order to find a company who provides great service to you and your animal, you will want to shop around. Let us do this for you. With time limited, we understand our clients want fast and easy service with any insurance product they choose. With our access to dozens of quality insurance carriers, let us match up your specific needs with the company that can provide you the coverages you desire at the most competitive rates.

About Pet Insurance

There is usually dog insurance and cat insurance but in some cases insurance for other types of animals as well.  Each company is different as is each individual customer. The key is matching two together to find a reliable and harmonious insurance relationship. Most pet insurance starts at around $30 a month. You can get Major Medical insurance which could cover your pets major bills such as lab results, x-rays and even surgery. You might be interested in a wellness package which prescriptions, heart worm medication, flea medication and routine visits. Many animal hospitals provide a payment plan but going through a broker could save you time and money.

We can look at a companies track record for dependability. Some people believe that customer service is also a part of insurance. Having great customer care is important and we agree. You should let us know what kinds of customer care you are looking for.  There are some companies that provide 24 hour over the phone customer care. Others have one on one agents who work with you. Some insurance companies only allow you to use certain veterinarians in your area. Others feel like you should be able to choose your vet.

More Pet Insurance Facts

Some people feel like this is important. Many times there are age restrictions attached to pet insurance. Depending on which type of insurance you are looking for, any animal over 9 years old could be disqualified.

The good news is that you can still be covered for preventative treatments. This means that you should be insuring your pet from a young age and make sure that they get to their regular check ups. Anything that comes up that can be prevented should be and can be covered under a policy. Usually around 80% of your bill can be covered for an accidental injury. This is great news if your dog gets run over by a car and needs medical attention. Every company is different and this means you need to make sure you ask your broker from Cheap Insurance about these specifics.

 

Laws For Having Pets

 

In most cases there are no laws saying that you as a pet owner must obtain pet insurance. If you live in an apartment or rent a house for any reason this reality might change and you will need to find pet insurance. Some landlords require you to have pet insurance. Pet insurance might be a necessity to them just like renters insurance is. The liability that can come with having even just one animal can be huge. If you have more than one animal or are conducting some sort of business that includes animals, it is always a good idea to carry insurance. These creatures not only mean a lot to us, but it is a huge responsibility to care for dogs, cats and other pets. Make sure you understand why you are choosing to get pet insurance and how much you might need.

Check your state laws and guidelines. When a landlord asks that you carry pet insurance it doesn’t necessarily mean that you have to. Talk to your broker and ask about how pet insurance could save you money in the long run. Combining renters insurance and pet insurance could be one way to feel more secure when renting a home or living in a place you don’t own. You can bundle these two types of insurance policies together sometimes. In rare cases, a homeowners association will require you to carry pet insurance. This is simply for liability purposes. Be one step ahead and obtain the best cheap pet insurance you can find by calling a broker today. You will be happy you did!

Knowing what you need

Before you start looking for pet insurance, do some research and understand what kinds of animals can be covered in a policy. You might also consider the age of your animals and if you need to carry major medical insurance. Most likely an older dog would be a great candidate for major medical. Some insurance companies won’t cover animals over a certain age. Pet insurance is just that, for pets. There are others types of insurance for livestock and farm animals. Cats and dogs make up the majority of pet insurance claims. Get your cheap pet insurance in your town and feel good about protecting the lives of the fuzzy creatures in your life.

Discounts And More

Here are a list of possible discounts you as an insurance buyer could qualify for

  • Marital discounts
  • Multi-policy discounts- You may want to consider getting homeowners insurance, motorcycle insurance, car insurance, SR22 insurance and much more from the same insurance company.
  • Association discounts
  • Education discounts
  • Occupation discounts- Depending on what kind of job you have and how far you need to commute for that job could make a difference in your policy choice and price.

How To Obtain Insurance:

If you have educated yourself on what Cheap Insurance can offer you and know which policies you need, you are ready to purchase your policy. Here are the next steps you should take:

  • Choose your product: auto insurance
  • Enter your zip code: where you live could effect your rates
  • Answer a few basic questions and our staff can better assist you
  • Get your instant quote!

You can either call a representative to help you find your policy, or you even have the option of finding your insurance online. You could have a great policy in no time.

Call Us Today

With our staff of helpful representatives, we work for you, the consumer, and not the agency. It is our job to make you feel comfortable with your cheap life insurance purchase. We have been helping people attain insurance since 1974 and our knowledge and expertise has grown since then.

Cheap Insurance compare rates and policies. This means you don’t have to.  Take the hassle out of shopping for insurance.

Take the first step by calling us today at (800) 486-1866 and talking to one of our helpful representatives. We have been in the insurance world for over 40 years and have a lot of knowledge. Let us help you feel more secure.

The best way to get a great policy is to know what you are looking for ahead of time. Make a list of questions you might have for your broker. If you are at all curious about what types of pet insurance are out there you can search for it on online and write down interesting information you want to know more about. Getting your free and instant quote online is easy and should be! Don’t wait any longer to insure your animal who you love so much. Customers are very satisfied when they choose to insure their pets. Vet bills can stack up. Avoid this today by grabbing a great pet insurance policy from Cheap Insurance.