Norfolk has gone to great lengths over the past decades to revive its urban core. While not the tourist destination of neighboring Virginia Beach, Norfolk still has plenty of gorgeous bay front and resort properties. The downtown sector experience a boom a few years ago which greatly increased the city’s revenue, allowing it to make revitalization efforts towards the rest of the city’s neighborhoods. While crime is worse than some of the surrounding areas (727 auto thefts in 2012, as opposed to Virginia Beach’s 482), the city’s insurance rates are fairly low considering the national average for metropolitan areas.
If you’re a resident of Norfolk, or are thinking of moving for its improved economic climate, here is some information that can help you when shopping for auto insurance.
Know your neighborhood’s characteristics. Each intra-city territory and zip code will have different rates for certain coverages. Ghent and Riverview may have cheaper rates for full coverage, while downtown will have higher rates for liability.
Know your discounts. There are plenty of discounts that aren’t as common as the Good Driver Discount. Did you know you can take a defensive driving course if you are over 55? Doing so will lower your premiums. There are also discounts for membership of various auto clubs, professional organizations, or even credit unions.
Know your coverages.Virginia has very specific auto insurance requirements, and many consumers only opt for the minimum. However, you can get substantially more financial protection by increasing your liability limits, and it’s often only a few dollars more per month.
Every company is going to rate every city slightly different. And those rates are going to vary even more within each zip code. This is a great deal for consumers, as it means there are more options than ever! By submitting your zip code below you can get multiple quotes for different coverage levels in a matter of minutes.
How Can We Help You?
Our Customer Service Department is available to answer question you may have about your policy. For Customer service, please call (800) 486-1866. Our team of highly trained professionals are available from 9:00 AM to 4:00 PM, Monday through Friday.