Victoria is 30 miles inland from the Gulf of Mexico, and the largest city and county seat of Victoria County, Texas. The city is is known as “The Crossroads” because of its location within a two-hour drive of Corpus Christi, Houston, San Antonio, and Austin. It also serves a retail trade area of over 250,000 people. Victoria has easy access to major highways, the Victoria Regional Airport, railway terminals, and two seaports. This help to sustain a healthy economy, bringing major industrial employers to the region including, Formosa Plastics Corp, Inteplast Group, Dow, Invista, and Alcoa. Victoria is located at the intersection of three major U.S. highways, making it known as the South Texas Crossroads. La Bahia is the best-preserved Spanish presidio in the United States, and Espiritu Santo is an excellent example of an early Spanish colonial church and mission, and is located a short 30-minute drive from Victoria. The cost of living in Victoria is 1% lower than the Texas average, and 11% lower than the national average. The overall crime rate in Victoria is 35% higher than the national average, and there were more than 75 cars stolen in 2016 alone. Crime rates and cost of living influence insurance premiums, so it is important to explore all the options for cheap car insurance Victoria can offer.
Victoria Insurance Requirements
Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.
Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
Property damage liability minimum requirements are $25,000.
Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured.
The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident.
Public Transportation In Victoria
The number of people who take public transportation in Victoria is 84% lower than the national average. Rural public transportation, RTRANSIT, is provided to, DeWitt, Goliad, Gonzales, Jackson, Lavaca, Matagorda, and Victoria. Within the City of Victoria The Golden Crescent Regional Planning Commission (GCRPC) runs VICTORIA TRANSIT, a small-urban system. Given the small amount of public transportation available, the number of people who carpool to work in Victoria is 58% higher than the national average. Carpooling can lower your auto insurance rates by decreasing your yearly mileage. This will help you qualify for the low mileage discount.
How Can We Help You?
Our Customer Service Department is available to answer question you may have about your policy. For Customer service, please call (800) 486-1866. Our team of highly trained professionals are available from 9:00 AM to 4:00 PM, Monday through Friday.