San Marcos, Texas is located in central Texas midway between Austin and San Antonio. San Marcos is home to Texas State University, and was named #9 on Business Insider’s list of the “10 Most Exciting Small Cities In America” in 2013. Texas State University is the fourth-largest university in the state. In addition, the United States Census Bureau named San Marcos the fastest-growing city in the United States in 2014. The city is the seat of Hays County and Interstate 35 is the main highway through the city, with access to Exits 199 through 208. The downtown area has become home to several graffiti-style murals, as well as 10 mermaid statues throughout the city. There is also a sculpture that depicts Johnson and King conversing in the Oval Office at the intersection of LBJ Drive and MLK Drive. The cost of living in San Marcos is 2% higher than the Texas average, and 9% lower than the national average. The overall crime rate in San Marcos is 12% higher than the national average, which can mean higher insurance rates. Make sure you explore all the options for cheap car insurance San Marcos has to offer.
San Marcos Insurance Requirements
Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.
Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
Property damage liability minimum requirements are $25,000.
Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured.
The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident.
Public Transportation In San Marcos
There is 1 airport and 2 Amtrak train stations within 30 miles of the San Marcos city center. The average travel time to work in San Marcos is 19% lower than the national average, and the number of people who carpool to work in San Marcos is 6% higher than the national average. The Capital Area Rural Transportation System (CARTS) provides public transportation to many areas in the county, including the Factory Outlet Malls, H.E.B., Wal-mart, Springtown Mall, and many school campuses in the area. Carpooling is a great way you to lower your auto insurance rates by decreasing your yearly mileage. This will help you qualify for the low mileage discount, and save wear and tear on your car.
How Can We Help You?
Our Customer Service Department is available to answer question you may have about your policy. For California residents, please call (800) 486-1866. Our team of highly trained professionals are available from 9:00 AM to 4:00 PM, Monday through Friday.