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Richardson is an affluent inner suburb of Dallas and located in Dallas and Collin counties. More than 5,000 businesses have operations within Richardson’s 28 square miles, including AT&T, Ericsson, Verizon, Cisco Systems, Samsung, ZTE, MetroPCS, and Texas Instruments. While it has always been a tech-oriented city, this fact helped Richardson weather the past economic downturn, and the city’s financial status has remained extremely healthy. It is also home to The University of Texas at Dallas and BlueCross-BlueShield of Texas headquarters. The largest employers are in the tech, education, and healthcare sectors, which helps keep the median household income high as well. The cost of living in Richardson is 8% higher than the Texas average, and 3% lower than the national average. The overall crime rate in Richardson is 25% lower than the national average. Low crime rates and low cost of living help keep down the cost of insurance and create competitive pricing. Residents should spend some time exploring all the options for cheap car insurance Richardson has to offer, as well as any discounts that are available.

Richardson Insurance Requirements

Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.

Public Transportation In Richardson

There are 2 airports and 1 Amtrak train stations within 30 miles of the Richardson city center. The average travel time to work in Richardson is 6% lower than the national average, and the number of people who take public transportation in Richardson is 56% lower than the national average. DART has a number of rail stations in the city which helps give commuters alternatives to using their vehicles. The number of people who carpool to work in Richardson is 1% higher than the national average. Carpooling can lower your auto insurance rates by decreasing your yearly mileage. This will help you qualify for the low mileage discount.