North Richland Hills is located within the Dallas Fort Worth metropolis, and has nearly 70,000 residents. North Richland Hills was selected as one of the “Top 100 Best Places to live in America” according to Money magazine in 2006. It is the third largest city in Tarrant County, and is a mid-to-high end suburb serving Dallas and Fort Worth. Major streets and highways include FM 1938 (Davis Boulevard), Mid Cities Boulevard, Bedford-Euless Road, FM 3029 (Precinct Line Road), Interstate Highway 820, North Tarrant Parkway, and TX SH 26. The cost of living in North Richland Hills is 12% higher than the Texas average, and 1% higher than the national average. The overall crime rate in North Richland Hills is 13% lower than the national average, making the city safer than 50% of the cities in the United States. Crime rates and cost of living influence insurance premiums, so it is important to explore all the options for cheap car insurance North Richland Hills can offer.
North Richland Hills Insurance Requirements
Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.
Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
Property damage liability minimum requirements are $25,000.
Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured, resulting in costs of up to $900 million for consumers.
The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident.
Public Transportation In North Richland Hills
There are 2 airports and 2 Amtrak train stations within 30 miles of the North Richland Hills city center. TEX Rail is a 27-mile commuter rail project being developed by the Fort Worth Transportation Authority and will be the next passenger rail service coming to Tarrant County in 2018. It will span from downtown Fort Worth to DFW Airport and will include two stations in North Richland Hills. Fort Worth Transportation Authority offer bus service to more than 40 routes around Tarrant County. The average travel time to work in North Richland Hills is 3% higher than the national average. Public transit and carpooling are both very effective for lowering you yearly mileage, and qualifying you for a good discount on your car insurance.
How Can We Help You?
Our Customer Service Department is available to answer question you may have about your policy. For Customer service, please call (800) 486-1866. Our team of highly trained professionals are available from 9:00 AM to 4:00 PM, Monday through Friday.