Garland is a large city northeast of Dallas and the 12th-most populous city in the state of Texas. WalletHub ranked Garland as the 17th “Best in the Country for a Job” in 2017. The southeast side of Garland suffered a major blow on December 26, 2015 after a large EF4 tornado struck the area. The city suffered casualties and significant damage. The city has bounced back though, and now has a variety of industries, including electronics, steel fabrication, and oilfield equipment. Residents should still take every opportunity to explore all the options for cheap car insurance Garland has available.

Texas Made Here

Garland, Texas is a class act of a town.

That is why there motto is: “Texas Made Here”.

Not only are they proud of their Texan heritage but the residents here live in true Texas style.

Garland is a suburb of the Dallas-Fort Worth area and has a population of about 225 thousand people.

This city is simply great has has been ranked on the top 100 places to live in America according to CNN.

IT has also been awarded the title of the 6th best place for parents in the United States.

With access to pretty much everything and a family friendly atmosphere, it is a great place to raise kids.

Garland is quite beautiful and the town is well taken care of.

From street fairs to walking around the beautiful lake their, you will never run out of things to do.

With all of the amenities that Garland has to offer, it also has affordable housing.

When you are looking to purchase a home, come to Garland and see how a great city can produce an amazing place to live.

Garland brings people from many different backgrounds and places.

It is a welcoming community where fun and family are at the center.

When you live here you may commute into Dallas, or stay put and work in this wonderful town.

Either way you need car insurance and protection when driving.

How Can I Get Great Insurance In Garland?

The best way to start looking for cheap insurance in Garland is to talk with a broker.

A broker is a trained professional who will have your best interest in mind.

You can ask them questions you might have and figure out what discounts you might be able to attain.

You will also want to become familiar with the laws of your state.

Texas makes some insurance mandatory and others are not.

You will want to know what is expected when you start to drive or want to buy a home.

You should look into the ways you can save on insurance.

Getting the cheap insurance Garland has to offer means investigating what you need.

When you want to save, that means putting in some effort into what you need.

The best way to get your cheap insurance is to talk to a helpful representative and know you are taken care of.

Let’s see what kind of insurance policies you may be looking for in Garland, Texas.

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Insurance Requirements Garland

Car Insurance

Car insurance is mandatory in the state of Texas.

If you want to drive or own a car in this state, you need car insurance, a valid drivers license and current registration.

Car insurance doesn’t have to be expensive, but there is a minimum amount you must have.

Keep in mind that this minimum amount does not cover damages to your own car or yourself.

You will need full coverage for this.

Get the cheap car insurance Garland drivers need to feel safe.

There are well over 22 million registered vehicles in Texas, with an average car insurance premium of $1,661 for a 12-month period as of December, 2016.

The price is higher than most states, but the good news is that plenty of companies are competing for your business.

Cheap Car Insurance Garland Requirements

It’s important to have the right car insurance in Garland to protect not only yourself, but your vehicle too. Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.
  • Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
  • Property damage liability minimum requirements are $25,000.
  • Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured, resulting in costs of up to $900 million for consumers.
  • The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident. The at-fault party is then required to pay all damages resulting from the accident.

What does full coverage get me?

  • Collision and comprehensive coverage which will cover you and your own expenses in an accident and against theft.
  • Medical coverage for you and your passengers- Medical coverage can make a huge difference for your security and safety.
  • Towing and roadside assistance- You may not only need this for a crash, but if you break down. Roadside assistance can save you time and money.
  • Rental reimbursement- You could be covered or reimbursed for a rental car when you are involved in a crash.
  • Uninsured Motorist coverage- this will make sure that you are still covered even if someone without insurance hits you.
  • Full glass coverage- this is additional coverage for your car to cover glass windows and doors.
  • Loan/lease coverage- when you have a loan or a lease out on a vehicle, your coverage needs to be different. Most of the time a full policy is required.

Public Transportation In Garland

  • DART connects Garland to Dallas and 11 other surrounding cities, and links to Fort Worth via the TRE light rail and Denton via the A-Train. Free parking is available at both Garland stations. Visit www.dart.org for maps and routing information.
  • City Shuttle: 214-760-1998 ? www.cityshuttle.net
  • Go Yellow Checker Shuttle: 214-841-1900 ? www.yellowcheckershuttle.comwww.yellowcheckershuttle.com
  • SuperShuttle DFW: 972-456-3128 ? www.supershuttle.com