Conroe is the seat of Montgomery County,Texas,and is about 40 miles (64 km) north of Houston. The city is about 7 miles southeast of popular Lake Conroe, which provides multiple, year round water and cultural events. Conroe was the fastest-growing large city in the United States between July 1, 2015, and July 1, 2016, according to the Census Bureau. According to the City’s 2012 Comprehensive Annual Financial Report, the top employers in the city are Conroe Independent School District, Montgomery County, Conroe Regional Medical Center, and National Oilwell Varco-Reed Hycalog. The cost of living in Conroe is 5% higher than the Texas average, but still 6% lower than the national average. The overall crime rate in Conroe is 37% higher than the national average, and the number of total year over year crimes has increased by 4%. Crime rates and cost of living influence the cost of insurance premiums. This makes it very important to explore all the options for cheap car insurance Conroe has available, as well as any discount you may qualify for.
Conroe Insurance Requirements
Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.
Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
Property damage liability minimum requirements are $25,000.
Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured, resulting in costs of up to $900 million for consumers.
The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident. The at-fault party is then required to pay all damages resulting from the accident.
Public Transportation In Conroe
The number of people who carpool to work in Conroe is 79% higher than the national average. This is mainly due to the fact that there are not a lot of public transportation options available in Conroe. Conroe Transit Department provides bus service, yet the number of people who take public transportation in Conroe is 81% lower than the national average. The average travel time to work in Conroe is 3% higher than the national average. Carpooling is the best option if you live in Conroe and commute every day. You can lower your auto insurance rates by decreasing your yearly mileage, which will help you qualify for the low mileage discounts.
How Can We Help You?
Our Customer Service Department is available to answer question you may have about your policy. For Customer service, please call (800) 486-1866. Our team of highly trained professionals are available from 9:00 AM to 4:00 PM, Monday through Friday.