Chattanooga is starting to get the reputation it deserves as a hot-spot for outdoor activities. More and more tourists are arriving each year to take advantage of the various lakes and Appalachian hiking and camping. While the city only has around 167,000 residents, at various parts of the year there can be a big influx of drivers on the road, so be careful. The good news is that the average Chattanooga commute is only around 20 minutes, which goes a long way toward keeping insurance rates low. If you’re in the market for a new policy, or just want to see if you’re rates are still low, take some time to investigate the choices for cheap insurance Chattanooga can offer.
Here are some things to keep in mind while you shop:
Cost of living in Chattanooga is a full 16% lower than the national average, which should stretch to insurance costs and keeps the medial home value at just a shade over $100,000 which is pretty affordable considering the city’s amenities.
Crime isn’t too bad either, but there were still close to 800 stolen vehicles in 2012. This keeps comprehensive coverage rates higher than they should be, so keep it in mind when you’re shopping. Installing an alarm or tracking device on your vehicle will give you a discount that could help defray the cost of the coverage.
Chattanooga’s many different neighborhoods will sometimes have varying rates. For example, residents of East Main or King Street will pay more for some coverages than residents of Lookout Mountain.
The Best Way to Save Money!
Like most of America, Chattanooga is going through its own shift in population as the economy changes. This can be good news for consumers though, since insurance companies are having to revise their rates a great deal. If it’s been more than six months since you shopping your auto policy, we recommend doing so. You can get comparison quotes in just a few minutes, starting with entering your zip code in our form below!
How Can We Help You?
Our Customer Service Department is available to answer question you may have about your policy. For Customer service, please call (800) 486-1866. Our team of highly trained professionals are available from 9:00 AM to 4:00 PM, Monday through Friday.