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Scranton
Scranton, the 6th-largest city in Pennsylvania, has a population of 76,000 residents. The population hit its peak in the 1930s thanks to the coal and textile industries, but has been on a steady decline since then, although it seems to have leveled off over the past two decades. This is actually good news because it means that auto insurance rates won’t be fluctuating as much as other U.S. cities. Still, if you haven’t compared prices in a while, it’s a good time to look over the options for cheap insurance Scranton can offer. Comparison shopping is the most effective way of guaranteeing you are paying the lowest possible rates for your coverage.

The Electric City

Scranton, Pennsylvania is known for being a sweet and small town wrapped around history.

Known for coal distribution, there is a middle class atmosphere here that is buried deep.

It used to be a coal mining town back inn the 20th century and has grown into a more prosperous town.

There are electric powered trolleys which were one of the first in the United States.

Yes, Americans first street cars powered electrically were here and that is what this town is known for.

Located close to New York City, many people commute into the big city but choose to live in this smaller town.

The atmosphere is calm and close-knit.

Many people choose to raise their families here and love the community that always unites together.

At one point, Scranton become one of the major industrial cities of its day.

Now it is a quieter place where museums can tell us about how Scranton helped the United States grow.

Some people choose to commute in their cars and they need the best car insurance.

Others want to purchase a home in Scranton because it is still affordable in a time when real estate is sky high.

Getting the homeowners insurance you need can be easy and affordable.

Make sure you have the cheap insurance Scranton residents need.

When you are a part of a community that thrives like Scranton, you will want to take part in it.

Getting the insurance you need is just one way to protect yourself and the ones you love.

Some quick facts about Scranton:

  • Scranton became fairly famous for its role in the hit television show The Office. The city has embraced its recognition, with a number of tourist sites meant to welcome travelers who are coming into town to catch glimpses of some of the locations used in the show’s opening credits.
  • Public transportation is provided by COLTS buses, but there are a number of Interstates and freeways throughout the region for commuters who rely on their automobiles. Commute length is one of the biggest factors in the price you pay for your auto insurance. The more miles you put on your car every year, the higher your rates will be.
  • Crime rates are low throughout the region. For example, there were only 124 cars stolen in 2012, which is almost half the rate of a decade ago. This means that drivers who carry full coverage have fairly low prices.

How Can I Get Great Insurance In Scranton?

When you are looking for great insurance, try talking to a broker.

A broker is a trained professional who can lead you in the right direction when you are looking for insurance..

A broker has access to hundreds of insurance companies and therefore can find you the best deals.

Talking to an experienced representative can ease your mind and give you a better idea of what to expect.

When you talk with someone who is informed you can feel good about your decision.

You may want to get informed about the laws of your state.

Every state is different and there are minimum requirements for car and motorcycle insurance.

Getting discounts can be as easy as asking for them.

Bundling your insurance by putting car insurance and home insurance together could save you a ton.

Ask your broker about bundling and how you can save.

If you need great insurance, read about how you can attain it.

Let’s see what insurance policies you might be looking for..

Insurance Requirements Scranton

Car Insurance

Car insurance is mandatory in the state of Pennsylvania.

There is a minimum amount of car insurance you must attain if you want to drive and own a car.

You must also have a valid drivers license as well as current registration in your state.

Get the cheap car insurance Scranton drivers need to have to get out on the road.

Here are the requirements you will need:

  • Bodily Injury Liability Coverage: $15,000 per person, $30,000 per accident.
  • Property Damage Liability Coverage: $5,000.
  • Uninsured Motorist Coverage: $15,000 per person, $30,000 per accident*
You can also have more than just the minimum coverage.

How Do I get the best car insurance?

Here are some questions to ask yourself before looking for car insurance. Some of these things can save you money or make it harder to get car insurance.
  • What is your age and the age of your drivers? Did you know that the younger the driver the more the policy?
  • Teenagers are four times more likely to get into an auto accident. Because of this, insurance policies for younger people can be much more.
  • There are insurance policies for risky drivers as well. You may pay more for your insurance policy if you are a “high-risk” driver.
  • Having multiple tickets, or a DUI, you may be unable to attain the lowest insurance policy. However, Cheap Insurance can make sure you are still covered with the insurance that is required.
  • Do you have a salvage title on your car? Insurance policies may be more because of this and some companies will not insure you. We can find those companies that will.

Get the full coverage you need by adding collision and comprehensive coverage as well.

Talk to your broker about why full coverage is better than minimum coverage.

Call and get a free quote today!