
Located at the mouth of the Black River, Lorain is approximately 30 miles west of Cleveland, and Ohio’s tenth largest city. The cost of living in Lorain is 2% lower than the Ohio average, and housing is 42% lower than the national average. Over 70 different nationalities live in the Lorain area, and there are many historical sites and beautiful parks and beaches to enjoy. The Lorain County Metro Parks section of Lakeview Park features a playground on the beach, volleyball courts, a bathhouse, five showers, a color-changing fountain, an Easter egg basket, and a historical rose garden. The rose garden was restored in 2005 and roses are planted to honor those that had ties to the community, or to the garden itself in city history. Traffic in the city is minimal, but due to the high crime rate, it is very important to understand all the options for cheap car insurance Lorain has to offer. and to take advantage of any discounts.
The overall crime rate in Lorain is 49% higher than the national average, and property crime is also above the norm. The Lorain Police Department is comprised of 113 Police Officers and 34 civilian employees. There are also specialized units, including the Criminal Investigations Division, a Crisis Negotiation Team, and a K-9 Unit. In addition, the Community Partnership Team (CPT) was developed to connect with the community, better understand the needs and expectations of the people, develop effective partnerships, and ultimately provide comprehensive service.
Lorain Insurance Requirements
- Ohio mandatory minimum coverage for bodily injury or death of one person in an accident is $20,000.
- Ohio mandatory minimum coverage for bodily injury or death of more than one person in an accident is $40,000.
- Ohio mandatory minimum coverage for damage to property of another person is $15,000.
- Collision
- Towing and labor
- Comprehensive
- Rental reimbursement
- Uninsured motorist bodily injury